So I've want to buy a $60K electric Kia...

Thanks for the advice. I wouldn't have the coverage if it wasn't almost free, I would have just stuck with the $1 million. I didn't see a downside to having the higher level of coverage, so your perspective is quite interesting! I may chat it over with our corporate lawyer next week, see what his thoughts are, and if they mirror yours.

That said, we have "no fault" insurance, so you always deal with your own insurance company. Not sure how that factors into the discussion here but if we are talking vehicle collisions, my understanding is that it's pretty straight-forward, everybody just deals with their own insurance company. Where it would be different would be like hitting a pedestrian or something, but I'm not familiar with the regulation on that or if scope of coverage is divulged?
Well, it's not advice to be clear. Not your lawyer, not your agent. Just a discussion. I don't know how "no fault" works. In the US almost anyone can be sued for anything non-frivolous, particularly in torts (accidents, negligence, carelessness, duty to act reasonably, etc.). If you are immune to lawsuits and your $3 mil just covers your own injuries, medical, damages, then you might want that. I don't know. So this is my last comment to avoid thread derail but PMs don't seem to work. Anyway, yes, worth checking with your agent & lawyers. You might be able to save useless overpayment premiums and do a better job at securing assets.
 
I'm 100% it's at least 2 million. Looked up what I paid monthly to insure the M5, it was roughly half the Expedition, and I had $2 million coverage back then. I know my broker recommended I bump it to $3 million the last time we chatted, but I can't recall if I said go ahead or not.

I also have a perfect driving record, hence I get very good rates. From what I recall, the cost to bump from $1 million to $2 million was like $20 or something, and it was highly encouraged by my broker, so I went ahead with it.

Never thought about it that way. Interesting angle there. I do believe some of this stuff is different between the US and Canada though (I'm in Canada).

BTW, I looked up the minimums, it's $500K in Nova Scotia, $200K in every other province (except Quebec). $1 million must have been the minimum my broker would recommend, sorry for the misinformation there.
I have a $1m umbrella policy in addition, it also covers my estate, so if say, an amazom delivery driver falls on my steps...
 
Out with the old, in with the new. I love it!
326498787_928167251529074_3481475432360715045_n.png
 
Yeah, in the USA, at least from my experience, your auto liability goes to or limited at 500k ... after that you get an umbrella policy for 1+ million, its not that expensive to do.
Auto liability maxes out for me at $500K. It costs me under $300 a year to bump the auto and homeowner insurance by an additional $1mil. Well worth it imo in this sue crazy world we live in.
 
Source: Hyundai Motor Group
Their acceleration times are conservative. This is 75% charge, less than ideal battery temps.
Screenshot_20230223-044536_dragy.webp

This is 53% charge, and some tire slippage, and zero battery preconditioning except driving, which actually cools the battery in my ev experience. Kia is sandbagging. This thing punches harder than they allege. They're quoting times including rollout, it seems, vs the common removal of rollout. Remove rollout, and its a 3-3.2 second 0-60 car above 80% with the battery not cold, Id bet.

Screenshot_20230223-065115_dragy.webp
 
That’s scootin. Thought the trap speeds might be higher but maybe the weight it extremely high I haven’t looked at the specs

Looks like a fun ride enjoy it
 
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That’s scootin. Thought the trap speeds might be higher but maybe the weight it extremely high I haven’t looked at the specs

Looks like a fun ride enjoy it
Dying on the big end is actually a huge complaint of mine about EV's, so I set out to find one that didn't.

The trap speeds are honestly right in line with the ET for an AWD vehicle with SUV cross-section. These are the closest "ringers" I could find for it.

Stelvio QV:¼-mile: 11.8 sec @ 116 mph
150 mph: 23.9 sec
https://www.caranddriver.com/alfa-romeo/stelvio-quadrifoglio

X4 M Competition: 1/4-Mile: 11.6 sec @ 119 mph
150 mph: 22.0 sec
https://www.caranddriver.com/reviews/a39966348/2022-bmw-x4-m-competition-by-the-numbers/

AMG GLC63 S: ¼-mile: 11.9 sec @ 114 mph
150 mph: 24.0 sec
https://www.caranddriver.com/reviews/a28084674/2020-mercedes-amg-glc63-s-coupe-drive/


Even out to 150mph, the EV6 GT only takes 24.1 sec, per C&D. I have no intent to test it. But yeah, I was looking for an EV that slapped at all speeds, just like a powerful gas vehicle.
 
As we all know, trap speed is the measure of power. in my opinion, the magic number is around 115MPh, which differentiates, common pedestrian vehicles from true performance vehicles with at least the ability to pull hard during typical speeds. The latest 5.0 V8 Mustang and Corvette are just over this number.
 
No, it really just does everything perfectly well. Nothing about it is lacking. The quality inside and out is equivalent to its price range, based on my experiences with Acura, Volvo, and others. Performance is absolutely insane.
You found the perfect car, again. How does one person do that? :unsure:
(y)
Glad you like it.
 
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