Really? I haven't seen many swollen and burst filters even here. Torn sure.
Lets get back to the questions you didnt answer -
You or anyone here knows better than the manufacturers themselves?
I'm fine with you or anyone saying its a preference - but have yet to see anyone demonstrate, or show me their data as to why the big guys (that actually do the testing) have it wrong.
I dont care how people spend their money, they can throw away anything they want its their money, tires, wipers, filters, oil - half used, they do it all the time.
"Selling it" successfully as best practice requires more than ones preference or opinion especially without data - and I'll politely push back every time.