Cathy Covington
Thread starter
Don't worry...after everything we have been through I want EVERYTHING in writing!
Better yet: Put the $2000 on your credit card. When you get the vehicle back, call your credit card company and do a chargeback. When the CC company asks for documentation, send a copy of your warranty. Do the chargeback over the phone and in writting. Follow up with letters to the credit bureaus letting them know the amount is in dispute. The CC company will take the money back from the dealership for you.quote:
Originally posted by Amkeer:
I would take the dealerships offer and have it fixed at no more than $2,000.00. I would then turn around and sue Ford in small claims court to recoup the $2000 outlay. Small claims filing will cost you less than $400 and you stand a good chance of winning the case. Do not mention your intentions with the dealer.
_CREDIT_ card not _CHECK_ card. There are very very legal protections built into a CHECK card.quote:
Originally posted by JAYCEE:
Better yet: Put the $2000 on your credit card. When you get the vehicle back, call your credit card company and do a chargeback. When the CC company asks for documentation, send a copy of your warranty. Do the chargeback over the phone and in writting. Follow up with letters to the credit bureaus letting them know the amount is in dispute. The CC company will take the money back from the dealership for you.quote:
Originally posted by Amkeer:
I would take the dealerships offer and have it fixed at no more than $2,000.00. I would then turn around and sue Ford in small claims court to recoup the $2000 outlay. Small claims filing will cost you less than $400 and you stand a good chance of winning the case. Do not mention your intentions with the dealer.
Let FMC and the CC company duke it out.
(Always make major purchases/repairs with a CC. Lots of legal protections built right in.)
Then next time, buy Japanese!
Quite frankly, if you agree to pay the $2000 and then dispute the charge, you're guilty of fraud. The charge can only be disputed IF there is fraudulant charge or a failure to deliver. Neither will apply if she agrees to pay the $2000.quote:
Originally posted by JAYCEE:
Better yet: Put the $2000 on your credit card. When you get the vehicle back, call your credit card company and do a chargeback. When the CC company asks for documentation, send a copy of your warranty. Do the chargeback over the phone and in writting. Follow up with letters to the credit bureaus letting them know the amount is in dispute. The CC company will take the money back from the dealership for you.quote:
Originally posted by Amkeer:
I would take the dealerships offer and have it fixed at no more than $2,000.00. I would then turn around and sue Ford in small claims court to recoup the $2000 outlay. Small claims filing will cost you less than $400 and you stand a good chance of winning the case. Do not mention your intentions with the dealer.
Let FMC and the CC company duke it out.
(Always make major purchases/repairs with a CC. Lots of legal protections built right in.)
Then next time, buy Japanese!
Amkeer may have something here!quote:
Originally posted by Amkeer:
Pay the bill and sue FORD! FORD is clearly the ******* here and should be sued! Shoddy garbage they dish out to consumers is a disgrace!Any sort of respect I had for FORD is lost!![]()
Ford has a sea of lawyers on retainer. They get paid the same whether or not they are or are not in court.quote:
Originally posted by ALS:
Amkeer may have something here!quote:
Originally posted by Amkeer:
Pay the bill and sue FORD! FORD is clearly the ******* here and should be sued! Shoddy garbage they dish out to consumers is a disgrace!Any sort of respect I had for FORD is lost!![]()
It is going to cost Ford a minimum of $1,000 to even show up at small claims court for a $2,000
Judgement. Figure any lawyer worth his or her salt is going to charge $150 an hour and $500 just to show up for the case in court. Hummmmm it might just be worth it to try it. It may be far cheaper to pay you off than have to show up in front of the judge. Even if you lose it has cost them the time, hassle and the lawyers fee's of dealing with you. Even if they brought their own lawyers in from Dearborn they still would have Airfare and hotel expenses.
Quite frankly, if you agree to pay the $2000 and then dispute the charge, you're guilty of fraud. The charge can only be disputed IF there is fraudulant charge or a failure to deliver. Neither will apply if she agrees to pay the $2000.quote:
Originally posted by JAYCEE:
As Cathy said earlier, Landers is picking up the bulk of the cost of the engine replacemant, and she is paying Landers $2,000.quote:
Originally posted by JAYCEE:
If Cathy C. submits a copy of her warranty along with the lab reports showing that her oil didn't cause the failure, the dealership has 25 days to prove her wrong. If they do not, American Express takes the money from their merchant bank account --per their agreement in the merchant terms of agreement. No fraud involved. No "scheme" involved.
Her truck was under warranty.quote:
Originally posted by XS650:
As Cathy said earlier, Landers is picking up the bulk of the cost of the engine replacemant, and she is paying Landers $2,000.quote:
Originally posted by JAYCEE:
If Cathy C. submits a copy of her warranty along with the lab reports showing that her oil didn't cause the failure, the dealership has 25 days to prove her wrong. If they do not, American Express takes the money from their merchant bank account --per their agreement in the merchant terms of agreement. No fraud involved. No "scheme" involved.
She would have no justification for doing a chargeback on Landers.
It sounds like her only semi-reasonable option it to sue Ford for the $2000 in small claims court. That is if she still wants to fight it over $2k.