Hi Dave, yeah, I've used a car oil in the bike already and it was fine. I used Mobil 1's Euro 0w-40 FS oil. I did check out a VOA before I used it. That oil has decent levels of ZDDP and moderate levels of moly and boron, so I figured it would likely be ok. I compared it to an Amsoil motorcycle specific product, and was surprised that the Mobil 1 actually had a 3.5% higher ratio of ZDDP to total combo of moly and boron than the Amsoil product. I got 6 quarts on sale for like $32-I only plan to use it during the colder part of the year.
From what I've read here, that specific Mobil 1 product is supposed to be pretty high quality, not quite boutique level like HPL, Renewable Lubricants, etc, but not terribly far behind either.
Generally I plan to avoid energy conserving oils as well, with the exception of Renewable Lubricants super heavy duty 15w-40 diesel oil. I have a gallon of it and plan to try it out. It's a very high quality oil, mostly ester and PAO, with a unique and robust add pack.
I didn't see any input from the OP, but I'm interested - why would you put PCMO in a bike or a scooter, when there are plenty of motorcycle oils specifically designed for that purpose?
Energy/resource conserving oils usually have low viscosity and especially low HTHS index, which is much higher in motorcycle oils. I think resource conserving oil are not allowed in motorcycles because they are not robust enough for the application, nothing to do with the wet clutch.
Mobil 1 0W40 Euro formula is very robust ACEA A3/B4 oil (it's oil designed for turbo VW, MB, and Porsche) and is not resource conserving oil, so that doesn't answer the OP question.
Motorcycle oils always have much higher HTHS index, more zinc and phosphorus, and sometimes even higher TBN than PCMO, especially much more than resource conserving oils. Most resource concerning oils have max HTHS at 3.0 mPa.s, where motorcycle oils have at least 3.5 mPa.s. 0W40 FS (Euro) also has HTHS of at least 3.5 mPa.s. This is the one of main differences with resource concerning oils
For the same reason M1 5W30 ESP is a very robust oil because is rated as ACEA C3, which means HTHS of at east 3.5 mPa.s. And for that same reason it's a high viscosity oil with KV (100*C) at 12.00. The ESP oils also are not resource conserving oils.
You cannot have both optimum protection and resource conserving at the same time. That is why resource conserving oils are not allowed in motorcycles, scooters and small lawn engines. Those engines use much lower quantities oil and run at higher RPM for longer time than cars/trucks and for that reason the first need more robust oils. You may get away with resource conserving oils in them, but you are compromising the optimal lubrication.
ACEA certification (pages 4 and 5)
https://www.acea.auto/files/2021-ACEA-oil-sequences-light-duty-engines-rev1-2022.pdf