Im replying to myself so others can see my coverages and previous post), someone posted about Costco insurance and since my insurance is going up to $1,132 from under $1000 for the last couple years I just got a quote for under $1000 from Costco for the same coverages above.
So thanks to @Chris142
It's just insurance, like gasoline, a product, low price always wins and why my insurance costs are lower than anyone I know, home, boat, motorcycle, 2 cars. I NEVER bundle. I am ALWAYS able to find a better unbundled price having separate companies.
All that "safe driver" "bundle" discounts are all BS. There is always a lower price. Thanks Chris, also for others in here, esurance.com is another good source to check prices, they were good to me for a few years now. I can only assume their algorithm like every insurance company on earth, calculated I wouldnt switch after a price increase but I am not you typical consumer.
It's just insurance, I dont understand paying extra money to a company for being a loyal customer.
(I'm hoping the Costco price holds, I did put in my new address for the quote. I have to get my stuff register now in my new state which is very close to my old state *LOL*
These insurance companies rave about loyalty but are never loyal to their long term customers. I think it was one of your posts back in 2018/9-ish that made me switched from Progressive to Geico and I was able to cut my premium by $100/month. Geico decided to raise my premium again so I just switched back to Progressive and saved $40/month again.