These insurance companies rave about loyalty but are never loyal to their long term customers. I think it was one of your posts back in 2018/9-ish that made me switched from Progressive to Geico and I was able to cut my premium by $100/month. Geico decided to raise my premium again so I just switched back to Progressive and saved $40/month again.
Cost of driving" Just Husband & Wife as only drivers. Insurance a year?
- Thread starter SammyChevelleTypeS3
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These insurance companies rave about loyalty but are never loyal to their long term customers. I think it was one of your posts back in 2018/9-ish that made me switched from Progressive to Geico and I was able to cut my premium by $100/month. Geico decided to raise my premium again so I just switched back to Progressive and saved $40/month again.
Wow, thanks for this. Really cool to hear.
I truly look at all my insurance policies as no different than I do when buying gas for my vehicles. Low price wins, loyal to none.
Progressive has been really good with our boat and motorcycle. Our cars have been more of a challenge, insurance is very area dependent so no one company fits.
Yup as you find out, the longer you stay with one the higher rates go. Esurance made it longer than most with the low rate for our cars until this year. So it will be bye bye to them for now
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Not so with State Farm, been with them over 50+ years and no problems with claims.
I'll help them pay for their own policies.
What does this do vs. letting them drive your car basically? I just make them primary on their respective vehicles.
Welcome to a no-fault state.
I'll never forget when I got out of grad school in the late '90s and moved to NJ from VA...NJ is a no-fault state. I made the mistake of calling USAA to get a renter's policy for my appartment...."oh, you live in NJ now?...well...let's look at your auto insurance....". I was 26 and paid $2K/year that year for a basic '92 Toyota 4x4 truck. Unreal.
Well, I only have one car and I’m not married. I’ve been with USAA for about 14-years with zero collisions and no tickets. Yet, they screw me at every turn. I’m considered a high-risk because I’m unmarried, and live in a border town, where auto theft is considered high. I’m 69, and I receive no credit for keeping my car garaged with an annual miles of around 9700.
So essentially, I am paying for others’ bad behavior. In fact, I just got off the phone with them on Friday asking why my rates went up another $200 for a six-month premium at nearly $1100.00. The agent tried to comfort me by saying, it would be a lot more if I lived in Florida. Somehow, that didn’t make me feel any better.
I asked her if I was paying for the CEO’s weekly pedicures, but she didn’t respond. I closed by telling her that I do plan to shop around, but I fell short of going further. —those bastards!
So essentially, I am paying for others’ bad behavior. In fact, I just got off the phone with them on Friday asking why my rates went up another $200 for a six-month premium at nearly $1100.00. The agent tried to comfort me by saying, it would be a lot more if I lived in Florida. Somehow, that didn’t make me feel any better.
I asked her if I was paying for the CEO’s weekly pedicures, but she didn’t respond. I closed by telling her that I do plan to shop around, but I fell short of going further. —those bastards!
Dude....I feel you. I've spoken to them on this and tryign to understand why the rates have climbed so high. I've threatened to leave. Tehy don't care. I can cut my premium in half going to Progressive. Had USAA on my own for about 24 years now. It's insanity how much I pay for auto insurance. I actually got an email from the CEO (everyone got) that had a "email me if you have any concerns" so I did. They have someone that is trying to contact me to go over my frustrations with my premiums.
It's shocking to me that it's 50% less....I asked USAA "How can you be competitive like this?". They just say "These are our rates."Thanks for the heads-up on Progressive!
Safeco
I just plugged in the stats, and for my car alone, it would result in a 59% reduction for the same coverage. I have to say, it sounds too good to be true. The website doesn’t get into deductibles, and mine is quite low. I have to look into this a bit deeper; I don’t want to find out later of some undisclosed catch.
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The catch is pay 1 year ahead lump and change your homeowners policy over.I just plugged in the stats, and for my car alone, it would result in a 59% reduction for the same coverage. I have to say, it sounds too good to be true. The website doesn’t get into deductibles, and mine is quite low. I have to look into this a bit deeper; I don’t want to find out later of some undisclosed catch.
I just dropped the '14 Maxima and added the '19 GLI and my coverage dropped by $12 a year. How does that happen given the new car is almost twice the value of the old one? That being said I likely have some of the cheapest rates on here given my state of residence at $97 per month with full coverage on both vehicles in my sig and 500k in liability.
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