Congrats on your daughter’s accomplishment. I didn’t read all 5 pages, but if I followed:
Year 1 = $20k
Year 2 = $17.5k
Year 3 = $15k
Year 4 thru 5.5 = $60k
Somewhere between $112.5k and $130k (I might have misunderstood the yearly cost) for 5.5 years? $23k to $24k a year?
My costs were somewhere in the $16k to $20k a year range back in 2008/2009 for what most would likely call a do nothing undergrad (BA economics and political science) plus a 5th year for grad school (MBA). Honestly doesn't seem that far fetched or crazy to me, I would do it over again, probably would work less during if I could do it again. I’m sure I’ll feel differently when it’s time for mine to go if they do!
Based on what you posted, she’ll be at $57k pay on the night shift with no overtime… better than I was doing starting out. Good luck to your daughter!