The way I look at it is this:
Very short trips, i.e. car rarely gets up to temperature: 3000 mi OCI on dino, and based upon my tests, 5000 mi on M1, but watch closely for bad wear numbers.
Stop and go is a tough one. Here is the way I see it. If you do many miles of stop and go, your engine and oil WILL get up to temperature. Condensation is not an issue at that point, and the oil will stay dry. This is actually half decent use for oil, as the engine temperatures will be relatively low (fan and radiative cooling levels are high), and since the engine only needs minimal power to keep going (say, 15 kW), then at 30% efficiency, only about 30 kW needs to be dissipated. This equals less thermal load to the oil, and thus lower oil temperatures, while still in the regime that allows for boiling off of condensate. The generally lower thermal load will reduce chance of sludging, but will likely increase chances of fuel dilution. The fact of lower thermal may be reduced somewhat by lower flowrates through the front of the vehicle. 5000 mi OCIs are easy doing this kind of driving, and may be longer.
Easy highway driving (40-70) is the best of all, as it doesnt require much power (maybe 45 kW max, thus the max heat dissipation os only around 100 kWt). there is a lot of flow-based cooling from air passing through the vehicle. All in all, there is good cooling, and not too much power being produced. 10000+ mile OCIs are fine with this driving. Some cars can go to nearly 20k mile OCIs.
Hard highway driving (>70 or lots of jackrabbit, high RPM, etc). This isnt the worst there could be, but as drag increases, the power requirement is higher and higher, potentially exponentially in this regime. Whereas maybe 45 kW was necessary at 65, 100 kW would be necessary at 85 mph. This means that instead of 100 kWt needing to be dissipated, 200 kWt is. the oil will therefore have more thermal duty, and as a result, especially low quality oils will break down quickly. Back to 5000 for this regime, possibly lower.
All in all it is a function of very few things: How hard you drive your car, how hot the bulk temperature of the oil is, and what speeds you drive at. Optimally, we'd drive lightly, the bulk temperature would be just over boiling, and speeds would be maintained where drag isnt a HUGE parasitic, i.e. more realistic speeds. Depending on the degree of departure from these optima, we can determine how much shorter our OCIs must be. Its a complex function due to factors like water, sludge, etc.
UOA is still the best way to determine suitability of your oil/OCI for your driving of a particular type of engine and vehicle.
JMH