I just carry hardball. When I am at the end of my thousand rounds of what I am shooting I use a load from the last box.
FMJs are pretty much the worth thing you can carry in a pistol. In .223 they can be ok because they can fragment (not all styles will do so) and cause significant injury. With pistol calibers you tend to get ice pick type wounds which aren't very disabling unless they hit bones.
BSW
I also only use ball ammo. Feeds perfectly, it's accurate, cheap and stone reliable. It's also acceptable when travelling to restrictive states. I think back to how well ball ammo worked in WW-II and wonder why people are utterly convinced it won't work today.
I know all the arguments. The bottom line remains, ball ammo works just fine, and in some situations, has some advantages.