Originally Posted By: Lapham3
Whip-if you live long enough, you may experience some or much of what you just wrote-it would likely change your outlook.
Originally Posted By: zach1900
The real world will make you jaded, it doesn't have to be a bad thing, it's survival.
I'm in my mid 40s. I've lost a business, been the victim of crime, I've had a family member murdered. I think I've lived long enough to experience the real world.
Originally Posted By: javacontour
Everyone has an agenda.....
Let's take your examples and look at them. Progressive Snapshot, do you think they are in the busines of just lowering rates? If you go the snapshot route, you may see a change, in either direction, eventually. If some are getting lower rates, I'd have to think that since they are looking at the same overall risk, others have to pay higher rates. So is concern about snapshot paranoia, or simply concern for ones own rates?
If people would read the details, they would see there's no reason to be concerned about rates. The contract stated they will not raise rates if you don't meet the criteria. Will they raise rates later? Maybe, but they don't need the snapshot to do that. People said they don't want a tracking device in their car. There's no GPS. It tracked time of day, miles driven and hard brakes. If you're a driver that doesn't fit what they're looking for, don't use it. If you're driving fits the criteria, use it and see if it saves you money. No reason for concern.
Originally Posted By: javacontour
Guys selling Sat TV in the neighborhood. Anytime a stranger shows up at the door, I think one should be wary. Just because one outfit may be a legitimate sales team doesn't mean someone couldn't dress up a few guys and gals and canvass a neighborhood for other purposes.
I get a lot of people knocking on my door. Of course I'm wary and aware of what is going on. I look at the people and the vehicle so I can have a description if something happens. Often times, these people go to every house in the neighborhood. Other than a few tools stolen from an unlocked shed, there hasn't been a problem in this neighborhood. I don't automatically assume the person knocking is up to no good.
Originally Posted By: javacontour
Ditto with Craigslist. People are selling something. They may or may not have the item. Use basic precautions. For one, if there is little or no text, the number is part of the photo, why are they making it difficult to google the number? Is it because if you do, you'll find the same ad posted in a dozen cities? There is often good reason to be wary.
I agree about using basic precautions. There was a local Craigs List killer here recently. If it doesn't pass the smell test, I move on. I've bought and sold things without issue. I think the number of scams is over blown like most things on the internet. If a person says they found a car on CL, and another posters first response is "it's a scam", I think that's paranoia.
Originally Posted By: javacontour
Auto dealers and shops, their agenda is to make money. The difficult part for consumers is to determine how they choose to go about it. Do they do good work for a fair rate, or do they try to upsell every service and find things that are not really problems?
I've dealt with a lot of dealer and repair shops. I've met a few that were shady, but the majority are run by honest hard working people like you and myself. On this forum, the automatic assumption is they're all bad. That seems paranoid.
Originally Posted By: javacontour
Ditto for corporations and government. I laugh at those who think either is ethically superior to the other. They are both staffed from the same population of humans. So I tend to agree that paranoia about only one is somewhat insane. I think we should be wary about both.
My concern is we are losing our ability to critically reason. People think one group or the other is looking out for them. Be it picking a political party or a corporate interest.
Nonsense, they are looking out for their agenda, be they Democrats or Republicans or Free Market proponents or Socialists, or Chevy Guys or Ford Guys or Harley Guys or Japanese Bike Guys or Motorists or Cyclists, or Atheists, Agnostics or People of Faith. Each has an agenda.
I don't think an honest politician exist. Corporations and politicians are looking out for their own interest. I don't trust them or think they're looking out for my best interest, but I also don't think they're out "to get me". I'm critical of both government and business. I don't believe in conspiracy theories. I don't think business and government are in cahoots to poison me and put me in an internment camp. There's a fine line between pragmatic, and paranoid, and it seems a lot of gone well past that line.