Where folks get hung up is that sure, this is all fine/good and I agree, but at a dealership level, you very well may run into drama. And while we can all go to court, chase things up the management chain, etc. using what is recommended with records to back it more or less guarantees a smooth warranty process IF that were to ever be an issue. For many people, that trumps messing with running different (thicker) oils than are recommended even if they will cause no harm or issues and can't for any foreseeable reason ever be the reason for a lubrication-related failure to bring you into the dealer for warranty work in the first place. This stuff is about risk tolerance and everyone's is different w/r to warranty and the money they have into a new(er) vehicle. Go to a Toyota dealer service dept. and ask the service advisor if you can run 5W40 in that Camry calling for 0W20 and how it will impact your warranty, do it at 5 dealers, the answers you get will give you an idea of what I am talking about.