Well after 43 pages of info in that thread I'm glad 5/6 of my vehicles have cartridges. Easier to see what's going on and trust the drain-back and bypass systems are well-engineered by the OEM without a QC concern was my take away.
The Focus is 12 years old now at 135K and has been problem-free using mainly Motorcraft filters and in recent years Supertech 3614 filters (both white and the blue MP...whatever Walmart had with MP being preferred). I'm sure it will survive a few changes/10k miles on the potentially new leaky Fram 3614 Endurance I have is my conclusion from all of this but certainly interesting the differences. Now subbed to Whip City Wrencher's YT channel as well. Also learned the "OG" Ultra is the sought after BITOG filter to have.