I don't disagree that cleaner oil is beneficial overall. And yes there is a time/mileage aspect to the overall picture.Engine wear is also dependent on what I call the product of oil cleanliness times miles ran. A more efficient oil filter helps keep oil cleaner the longer the oil is ran. If the oil was dumped from the sump every 500 miles you wouldn't even need much of a filter, if any.
Based on the studies, the 4u and 14u particles would probably have the most potential for wear. And as most know, if a very efficient filter is used, the number of all sized particles decrease - that's an advantage of a high efficiency oil filter that some may not realize. If a filter is 99+% @ 20u, it can also be 75-80% @ 5u.
The bottom line is that trying to keep oil as clean as possible doesn't hurt anything and is helping reduce some engine wear. And it's a misconception to believe that particles less than 20u aren't doing anything. They do as shown in studies, and that's why big rigs, etc use bypass filtering in order to remove more particles less than 20u when they run oil for a super long OCI.
What i'm saying is that a single 4 micron particle will contribute less wear than a 14 micron particle. And a 14 micron particle contributes less wear than a 21 micron particle.
Ignoring the fact that a coarser particle is more likely to be caught by a filter.
We disagree here. There is competing information that we have both cited.
In diesel engines it seems filtration to lower particle size is desired. I don't quite understand why that is.