^^^
Good point above, well done
Another cool feature, every year, again due to an act of Congress, you can download your complete credit report from all three credit agencies.
You will have pages and pages of things to look over, chances are you will find a mistake or two and when you do you can take care of it all over the Internet at the respective credit bureaus website.
They will investigate it for you and remove it, if they need any more additional information they will contact you.
About 10 years ago I found some odd meaningless things on my credit report but the fact was they shouldn’t have been there and to correct an error it was just a matter of clicking to report it has incorrect information and they took care of everything.
Here is the government website. By the way you can just go to one link and request all three credit reports at one time, or you could select one company at a time even over a year so you don’t get overwhelmed trying to go over and take care of everything at one time.
Learn how, why, and when to order copies of your free annual credit report.
consumer.ftc.gov
BTW right from the government website above make sure to look at it all, don’t go searching on the Internet because there’s a lot of outfits out there that want to charge you or sign you up for services you don’t need.
“Only one website — AnnualCreditReport.com — is authorized to fill orders for the free annual credit report you are entitled to under law.”
This was a great thread glad it all worked out for you