I don't really believe in credit cards or debt. Just my personal preference. Well's Fargo has protected me more than once at fraud attempts already.Need to ditch the debit card. Everything we do is through credit cards. At the very minimum, you have stronger protection against fraud.
But there are other benefits, such as cash back, reward points, discount portals, warranties on electronic items, rental car protections, etc...
Edit: I do have a mortgage since I'm not wealthy enough to pay cash for a home. So i can't really say no debt completely.