- Joined
- Jul 10, 2022
- Messages
- 3,672
Do you take the time to check all your credit card charges, checks, etc.?
I have to admit I only spot check. In over 30 years, I've really only come across maybe 3 discrepancies, other than outright fraud (most recently and oddly to the checking account via debit card [I never use these, no one should, and I never lost possession which is imho reflective of the bank being hacked]). They were always restaurant related and on the tip. Once, a takeout restaurant gave themselves a 25% tip which was not likely to be caught, but I did. Another time a BMW dealership charged me for a free loaner--what I hated about those scenarios is often there is damage or dirtiness if you will from a previous customer, and someone else gets caught holding the bag. Also it's because the car went out with some fuel level other than F, and fuel charges are applied, a really poor experience that spanned 2006-2020 (now my car is too old for a loaner lol).
My mom does check hers. 3 mos. later this year, she told me that we never cashed my son's gift for his first communion. I hate those scenarios, and my wife was on her own vacation with bffs. So I searched the house and found her card, and we never took the check out.
I did find a couple never cashed my check to them for their engagement present, and since we're not close, I didn't feel like contacting them out of the blue.
I do check this 5% gas card, to make sure it's accurate. Only gas earns 5% cash deducted from the statement each month. Any other purchases would earn 0%. Years and years ago, I would catch gas retailers coding the gasoline as a retail purchase (milk, condoms, smokes, etc.), and therefore not get the gas reward but a much smaller one. Never happened on the current gas card, it's always accurate.
Looks like this here. Imagine, over $15/mo, I would check? So, do you check and verify, or just let it go?
I have to admit I only spot check. In over 30 years, I've really only come across maybe 3 discrepancies, other than outright fraud (most recently and oddly to the checking account via debit card [I never use these, no one should, and I never lost possession which is imho reflective of the bank being hacked]). They were always restaurant related and on the tip. Once, a takeout restaurant gave themselves a 25% tip which was not likely to be caught, but I did. Another time a BMW dealership charged me for a free loaner--what I hated about those scenarios is often there is damage or dirtiness if you will from a previous customer, and someone else gets caught holding the bag. Also it's because the car went out with some fuel level other than F, and fuel charges are applied, a really poor experience that spanned 2006-2020 (now my car is too old for a loaner lol).
My mom does check hers. 3 mos. later this year, she told me that we never cashed my son's gift for his first communion. I hate those scenarios, and my wife was on her own vacation with bffs. So I searched the house and found her card, and we never took the check out.
I did find a couple never cashed my check to them for their engagement present, and since we're not close, I didn't feel like contacting them out of the blue.
I do check this 5% gas card, to make sure it's accurate. Only gas earns 5% cash deducted from the statement each month. Any other purchases would earn 0%. Years and years ago, I would catch gas retailers coding the gasoline as a retail purchase (milk, condoms, smokes, etc.), and therefore not get the gas reward but a much smaller one. Never happened on the current gas card, it's always accurate.
Looks like this here. Imagine, over $15/mo, I would check? So, do you check and verify, or just let it go?