Yeah I was pleasantly surprised at how professional they were. Girl on the phone emailed me an affidavit to fill out and notarize to have the credit inquiry removed.I'm impressed that they spoke to you. From a "security" standpoint, they have to be careful in doing so 'cause you could be the scammer.
LOLI have mine locked also. I always forget the password. So it actually prevents me from doing stupid things like going to attempt to finance a new vehicle lol
We’ve had ours locked for years and now we are used to going in and putting a temporary unlock on our credit reports before applying for credit and what’s really cool is you can then select a date for them to automatically re-lock it.
It is much easier now, I've had mine froze for almost 10 years now. The even better part is the fact that Congress finally changed the law prohibiting the credit companies from charging you $20+ to unfreeze your credit like they used to. Never understood how that was allowed. Credit should be frozen by default, not open for all scammers to be able to take advantage of people.Wise move. I've had mine frozen for about 15 years, it used to be a pain to unfreeze but now it's super simple, I can do it from my phone in 10 secs and most companies know which credit bureau you need to unlock.
What I did, was go online and make accounts with all three credit agencies.What are people using to freeze or lock your credit ? Seems like you have to do it with all (3) credit agencies and people talk about managing it with a phone app. Does that mean an app for Transunion, Experia, and Equifax ?
What I did, was go online and make accounts with all three credit agencies.