What?
I have nothing against trailers but they are a pain to use 90% of the time, in the sense of driving into town for just about everything I do. In fact anything I bought in the last 4 years for all the projects, would not have needed a trailer. I didn't need a trailer. Sure ultimate payload capacity is not huge at around 1500#, and yes could tow a larger load, but I'm not often needing 16 sacks of concrete or whatever.
I contend comparing a truck and dump trailer is apples and oranges. Trailers are cheaper, but not cheap for what they are new. They sit there. You can't drive your trailer.
The 10%, you are correct. I want to get another trailer to flatbed my ZT mower - well if needed. But not needed now. I had a trailer, before never really used it - it just sat there. Trailers are good, select a multipurpose trailer and tow it with your small/medium pick-up.
My 2019 Tacoma is perfectly fine. Thanks.