I'd think the oil and filter would be loaded with dirt by 10K.
If the engine has a blow-by problem and poor air filtration, then sure. Her's doesn't show any major uptick in silicon (dirt) in UOA, the filter is dirty but not clogged when I cut it open, and snaking a bore scope through it shows no build up of sludge and minimal varnish. It also only consumed 0.5 qt in the last 20k mile run. It has 179k miles on it now.