The "problem" is conflicting information.
API puts limits on things like phosphorus to protect CATS. Euro oils sometimes contain too much phosphorus to qualify for API certification. So either Euro oils don't protect as well, or API's limit is needlessly low. Which is it? All theoritical, not trying to solve a problem on my specific vehicle.
The phosphorus limit was only enacted in light ILSAC grades at first because they were the ones that had poor volatility (as well as led to oil burning from insufficient deposit prevention).
Protection must always be though of in terms of risk. High protection against a non-issue can itself be a form of risk if resources are constrained.
The 800ppm limit came in 2004 with API SM. Before that it was 1000ppm as of API SJ in 1996.
Did we have big problems with catalyst failure before 1996 when phosphorus limits were entirely unregulated? I don't know, I was just a college student then. But as a car guy I'd never heard of a bad TWC at all.
The 40 grades being non-ILSAC were exempted from the 800ppm limit until API SN in 2010. At least if they had no diesel rating. It wasn't until API SP that dual-rated (diesel and gas) oils were required to adhere to 800ppm in 40 grades.
So if this was a burning issue of catalyst health, why did API take over a decade to take action?
Let's explore this from another angle. Did European cars have TWCs in 2002? 2006? Of course they did. Hundreds of thousands of European cars shipped with TWCs and a requirement to use A3/B4 or A3/B3 oil--
which has never had an explicit limit on phosphorus. Now, is it likely that a European OEM would accept warranty and potential regulatory entanglement on so many vehicles if there was any significant risk to the catalysts from using an A3/B4 oil?
Even ACEA C4 allows 900ppm Phosphorus, and this is the ACEA version of "low saps" oils with a max total SAPS of 0.5%.
I just don't think there's any real risk to catalysts whatsoever from the higher 1100-1200ppm max of some A3/B4 oils. The risk is from oil consumption, not from phosphorus content. Thus my prior post: if you are guzzling oil, no phosphorus level is low enough to save your cats. And if you have little to no consumption, then no A3/B4 oil has enough phosphorus to cause a problem.