What are you doing right now?

It’s through my credit union. That’s the only one I could get besides two that were going to kill me on interest and one of them required a tracking device in the car so they can locate and shut it off if a payment is missed. I definitely wasn’t going to do that. The credit union used to be really good but right after I bought the car they announced they were merging with another credit union and things have went down hill since then.
If you can't pay extra against the principle then there's no use paying any extra on the loan because any extra money paid doesn't pay down the principle. The goal of paying extra on a loan is to have it go against the principle to reduce the total interest paid. They are just getting paid all the interest back early. Loans like that should be illegal.
 
Chimmie called and said that have her in ICU but she is alert and not in pain at present. They medevaced her as it was 100 miles away and due to age and seriousness . Sorry for the pic but I need some humor right now

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Heading back from aunts place. We stopped at my work and mom was looking at the RAV4 she likes that’s Lunar Rock color. They have about 4 that are my color now LE packages too but all loaded with miles. Glad I got mine when I did. Town is kind of boring because everything is closed lol.
 
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