$5k seems crazy to me. Most of my damage has been in that $2k-$3k range, but a $5k deductible would have hurt for that $8,800 damage from hitting a deer. That's too high a risk here, but I'm fine with $500 for hitting one.
Definitely. I'm with State Farm and they have glass protection included 100% but if it wasn't for that I wouldn't keep the $500 deductible. I've used the glass protection 3 times in 10 years now.