Social Security, when to apply?

Use it to travel, put into my 1970 Monte Carlo, use it to just enjoy life.
If you give me your Monte, just think how much money you could save! What a beautiful car!
Pic of your car, please.
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@wtd your car is beautiful. If I had that car I would never sell it. My old boss, many years ago, married a gal with a PERFECT 70 or 71. I think it was 2 tone, light blue on white. What ever, it was perfect, but the small block was tired. They gave it to a junk yard. I'm still crying.
 
@wtd your car is beautiful. If I had that car I would never sell it. My old boss, many years ago, married a gal with a PERFECT 70 or 71. I think it was 2 tone, light blue on white. What ever, it was perfect, but the small block was tired. They gave it to a junk yard. I'm still crying.
Thanks. It does need some body work again since I had it all done in the early 90's but I don't ever plan on getting rid of it. I bought it when I was 20 years old and I'm now 55 so I've owned it most of my life. It's like one of the family. LOL.
 
Don't they put salt in your state? How do you keep your cars from rusting out? In New England area, that car would have been already scrap metal in 1982!
 
Sometimes I can't help but think the auto industry owns stock in Morton Salt.
Sometimes I think that people are too cynical for their own good. They're publicly trade companies with disclosure requirements. It's the local governments that spread the salt, not the sale companies. You would think that an airline like Delta owning their own oil refinery would have been good, but it hasn't worked out for them.

But no matter how cynical you get, you just can't keep up.
 
70's garbage....
The garbage started with the smoggers. 70 was the only year of a high compression 454 BB. They stroked the 427 in preparation for the drop in compression. 71 had lower compression, by 73-4 it was all over.

Ported vacuum advance distributors suck. Of course, the full vacuum models struggle with today's gas. On my Vette and Oldsey I have to limit vacuum advance to about 6* and run 28* to 30* total or they will ping like crazy. Gimme some tetraethyl decent octane baby!
 
Sometimes I think that people are too cynical for their own good. They're publicly trade companies with disclosure requirements. It's the local governments that spread the salt, not the sale companies. You would think that an airline like Delta owning their own oil refinery would have been good, but it hasn't worked out for them.

But no matter how cynical you get, you just can't keep up.
I was being sarcastic. Jeez 😣
 
Don't they put salt in your state? How do you keep your cars from rusting out? In New England area, that car would have been already scrap metal in 1982!
They do salt the roads here but I don't drive this in the winter. It did have some rust in it when I had the body done in the early 90's. Car came out of Kansas which I also assume salt the roads.
 
The garbage started with the smoggers. 70 was the only year of a high compression 454 BB. They stroked the 427 in preparation for the drop in compression. 71 had lower compression, by 73-4 it was all over.

Ported vacuum advance distributors suck. Of course, the full vacuum models struggle with today's gas. On my Vette and Oldsey I have to limit vacuum advance to about 6* and run 28* to 30* total or they will ping like crazy. Gimme some tetraethyl decent octane baby!
The engine and transmission in this car is not the original one. It's a 396 and TH400 out of a 1969 Caprice. This car originally had a 400 small block and TH350.
 
LOL. I happen to like my garbage. All vehicles are garbage, especially these days.
Yea-that 70's Monte Carlo, and those '92 Cavaliers are a real engineering feat in your signature. They have made cars better in the last twenty to 50 years -believe it or not.
 
Yea-that 70's Monte Carlo, and those '92 Cavaliers are a real engineering feat in your signature. They have made cars better in the last twenty to 50 years -believe it or not.
I never said they were the best vehicles but my Cavalier that I drive a lot has been pretty reliable in the almost 16 years that I've owned it and the Monte Carlo is not a daily driver. I'm not really sure the point of your post other than to try and degrade the vehicles that I own. I personally like older vehicles and don't want to spend the money for these newer ones even though I can easily afford one.

We have many newer vehicles in my family so I get to see all of the problems that they have since they come to me to try and fix them.

Why don't you list all of your great vehicles that you own.
 
How did we come here? This is a classic "senior" moment if there is one. Social security and Monte Carlo must be related in some way :)
Well yeah, maybe you could do a Monte Carlo simulation to figure out when the best time to take social security would be.

 
How did we come here? This is a classic "senior" moment if there is one. Social security and Monte Carlo must be related in some way :)
And if you want to go further, it seems that if you try a quantum Monte Carlo simulation on the fractional quantum hall effect, once you go past a few hundred particles, it turns out that it can't be computed because you'd need more atoms that exist in the universe to build a computer that could handle it as each additional particle increases the difficulty level exponentially. Which basically means we're not living in a simulation and there's no predicting the future as there are too many random events to really calculate. But quantum entanglement basically says the universe is random anyways.


 
In an effort to get this back on track, here is another thing most people don't talk about. It's real easy to be led to believe you're going to live a long time, because everyone wants to. No one wants to die young, or be disabled at a young age, even though there is a good possibility of it.

This is why the con artists over at S.S. are so good at convincing you to wait as long as possible to take it. People grab on to the governments "facts" that say you're going to live well into your 80's....

These potential retirees want mutual support, because they're thinking the same thing. So S.S. gives it to them on a silver platter with all of their, "tables & charts", that tell the older generation exactly what they want to hear..... And in the process keep them working for that fatter carrot tied to that stick.

Maybe they'll luck out. But there is a big chance they won't. Just like Vegas, the object is to keep them playing, (working). Because just like DeNiro said in the movie "Casino", "The longer they play, (work), the more they'll lose... In the end we get it all".

Granted S.S. won't, "get it all". But the longer you work without collecting, the greater the chance is they might, if you crash and burn before their "tables & charts" say you will.

The fact is that for most people, your mind begins to accept death as you get older. It's not like it somehow won't happen to you. I never thought about death when I was younger, because it was way too far down the road. But when you are celebrating your 60th birthday, you begin to realize a much larger portion of your life is behind you, than there is what's left in front of you.

Also, time passes MUCH faster as you get older, because a year becomes a much lesser portion of it. I remember the 4 years I spent in high school seemed like an eternity back then. 4 years passes now in what seems like no time at all.

And when you start seeing people your own age dropping like flies, you start feeling lucky you've made it as long as you have. The feeling of invincibility goes away like a fart in a wind storm. ALL of this prompted me to take my S.S. at 62.

I look at it this way. The worst that can happen is I'll live longer. And I won't have as "big" of a check every month, when they come to empty my bed pan. I probably won't even know it by then. That's not being pessimistic, but rather realistic.
 
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