When I bought mine it was like $4,500 difference. It's too big to take off road without trashing the exterior. Yeah, I know you get it back in resale at the end. In the meantime you pay the insurance premium and the fuel penalty. The second owner will thank you, though.
I go skiing every winter weekend with a set of Blizzak tires. People who tow boats say 4x4 is good when you are going down a boat ramp covered with algae, so I guess there's that.
That's a gorgeous paint color btw. You won't see yourself coming and going.