How many drain and fills have you done?
How many miles does she drive a year?
Is it all City? All Highway?
There are a lot of variables.
It has been a couple years since I did a drain and fill on my Taurus.
I did one tonight and was glad. It had begun to turn brown and there was very little Mercon V odor to it.
Was I having transmission issues? Nope, I did feel a difference when it was 107 degrees outside and I wondered if all the stop and go driving was hurting my trans. It turns out that the fluid is pretty brown and that I should probably do another line drain and fill in another 5,000 miles just to get some fresher overall percentage of fluid in there.
Preventative maintenance is just that. $35 bucks a year isn't that much. Although if she only drives 3,000 miles a year... then yeah, you might back off and only do a drain and fill every 2 years. You are only replacing a fraction of fluid at a time. That is something to be taken into consideration.
That being said. What is the total capacity of the Transmission?
It matters. For instance, If you have a 12 quart capacity and are only exchanging 4 quarts a year, and she drives 15,000 miles a year. In 4 years you will have some fluid (a quarter of the capacity) that has 60,000 miles on it. Some of your fluid will have 45,000 some 30,000, and 15,000 miles on the "fresh" stuff.
In that case you are best to keep up your 4 quart routine. As Mobil 1 can handle that.
A lesser, cheaper, fluid may not.
Just some thoughts.