Maybe we need a new cheapskate thread.
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Originally Posted By: Miller88
I am pretty cheap
I ...
I have a hard time spending money on myself. Even things I enjoy are hard to spend money on.
I can talk myself out of any large purchase. May be too practical to be practical. Thought about getting a different car. I can go out and pay cash for some brand new. But why? I don't need it.
I salute you sir. That's impressive.
I am pretty cheap
I ...
- Let laundry dry outside
- Don't heat my bedroom in winter, apartment turns into a studio ... bedroom in living room.
- Heat to a MAX of 60. Generally will leave at 55, though.
- No cable, cheapest possible internet.
- Use the stove sparingly. Oven heat is used for the rest of the apartment if I need it in the winter.
- Do bot use A/C
- Eat a basic diet. Beans and brown rice are a very large portion of my diet
- Clothes are generally always from second hand shops. I can afford to buy new, but why waste the money. I'll just get them greasy eventually
- My newest computer is a netbook from 2008. Most recent was a thinkpad from 2007 that I got broken on ebay for $50
I have a hard time spending money on myself. Even things I enjoy are hard to spend money on.
I can talk myself out of any large purchase. May be too practical to be practical. Thought about getting a different car. I can go out and pay cash for some brand new. But why? I don't need it.
I salute you sir. That's impressive.
Some of the people that are incarcerated live better than those on the outside.
We simply live within our means. We've never been foolish enough to get hooked into a lease for a vehicle, never pay interest on a vehicle purchase, and have had zero debt for decades.
We also rarely eat out which saves a huge amount of money. We take good care of our health (also saves a huge amount of money) and don't eat fast or processed foods; great for our health and saves money both up front and in health savings.
When we were younger, saving and investing for retirement were our first priority, and we never worried about having the latest and greatest gadgets or vehicles. We spent a total of just over 8 years paying mortgages on the homes we've owned, paying off the debt was another priority. We were able to take the money that many people pay on debt and interest and invest it, collecting interest rather than paying it.
We also rarely eat out which saves a huge amount of money. We take good care of our health (also saves a huge amount of money) and don't eat fast or processed foods; great for our health and saves money both up front and in health savings.
When we were younger, saving and investing for retirement were our first priority, and we never worried about having the latest and greatest gadgets or vehicles. We spent a total of just over 8 years paying mortgages on the homes we've owned, paying off the debt was another priority. We were able to take the money that many people pay on debt and interest and invest it, collecting interest rather than paying it.
Originally Posted By: Mr Nice
Miller88,
Your wife doesn't cook..... why rice and beans as your main diet ?
I seriously doubt there is a significant other with a life like that.....Or a real special someone....
Miller88,
Your wife doesn't cook..... why rice and beans as your main diet ?
I seriously doubt there is a significant other with a life like that.....Or a real special someone....
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