Cold engine oil (no matter what xW-xx it is) is still too thick for engines even while it’s cold.
Using a 50 or a 60 grade oil on any regular passenger vehicle is overkill, because it will just take longer for the oil to exit bearings, and this isn’t a benefit at all. If the oil is too thick for the application, it takes longer to escape bearings, and the longer it takes, it only means the heat in the bearings won’t be transferred to the oil quickly enough, which isn’t ideal.
It’s all about finding the right balance, and on regular cars that never sees excessive oil temps, the oil viscosity the manufacturer recommends is more than adequate.
For example, if 0w-20 was really too thin for engines, it would mean the oil would escape the bearings too quickly because the oil pump can’t keep up, and if this actually happens, a spun bearing will be the result.
It would happen in the blink of an eye. If the crank shaft journals ever touches the bearing, it’s over.
The wear we actually see on bearings are from carbon/metal contaminations in the oil, not from the bearings itself making contact. A thicker oil wouldn’t prevent contaminants from wearing bearings.
Using the manufacturer recommended oil for the right application is perfectly adequate. No need to over think it. And also, changing the oil on a reasonable OCI is the best practice, because removing contaminants from the oil is the only thing that will prevent wear on bearings, not just switching to a thicker oil.
The best practice isn’t using 40 weight oil because you feel the 20 weight the manufacturer recommends for your engine is too “thin”. If it really was too thin, you wouldn’t see more wear on bearings, your engine will just lock up at some point. This just does not happen.
There are millions of vehicles on the road that sees nothing but 0w-20 and regular point a to point b driving, and they are all running fine. Engine failures do not happen because of thin oils, it happens because people don’t change their oil enough, and contaminants in the oil start wearing things down.
There are however rare cases were some engines do fail early, even after using the manufacturer recommended oil viscosity, but I guarantee the engine didn’t fail because of changing the oil too often or because too thin of an oil was used, it failed because of a defective part, and bad QC from the factory.