it is OK to get checked out by a doc once a year, and keep yourself alive longer.
I'm calling in now...It maybe me to could come by and see ya Sunshine….
Swear to goodness zee09 I had a home health RN come to see me 12 years ago and…. HOLY cow…. She was a stunningly beautiful blonde young lady… I mean stunning…top 98th percentile of beautiful women I have worked around…. And I have worked around many women in my time. she was very nice too.
Note to @bbhero ...It maybe me to could come by and see ya Sunshine….
Swear to goodness zee09 I had a home health RN come to see me 12 years ago and…. HOLY cow…. She was a stunningly beautiful blonde young lady… I mean stunning…top 98th percentile of beautiful women I have worked around…. And I have worked around many women in my time. she was very nice too.
Some calls are from your health care provider. However, based on your post always check with your provider first.Those calls are from a third party and not your health insurance company. They make a house call-then bill your insurance company. It is not mandatory-and they are lying to you. I WOULD NOT let anybody in to my home that starts off a relationship by telling you a bold face lie.
Of course- I am assuming you read all the fine print on your policy and you don't need a checkup to qualify.....
She REALLY left an impression on you!It maybe me to could come by and see ya Sunshine….
Swear to goodness zee09 I had a home health RN come to see me 12 years ago and…. HOLY cow…. She was a stunningly beautiful blonde young lady… I mean stunning…top 98th percentile of beautiful women I have worked around…. And I have worked around many women in my time. she was very nice too.
What's a PE incident?One insurance out of Philadelphia told me that you wait 5 years after
the last PE. incident and they cover you
PreexistingWhat's a PE incident?
I seen the picture guysYeah I hear ya man…
But seriously… that time that beautiful lady came to my place I was quite surprised.
Then when I see guy patients I apologize to them.
Though I have had ladies really like me…funny stories there… Lemme tell ya that.
All Marketplace plans must cover treatment for pre-existing medical conditions. No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started.Was at the doctors yesterday and we got into an insurance conversation.
I figured instead of a new thread I would put it here. This is not medical advice, legal advice, or
not about Medicaid or Medicare but private insurance for the self-employed.
The private insurance buyers here have you ever ran into this?
Everyone I contact runs me through the 1 year wait for preexisting conditions.
They all do. One insurance out of Philadelphia told me that you wait 5 years after
the last PE. incident and they cover you. That said I had heart surgery in 2015 and they
still want to lock me in for the year wait.
My doc says they can't do it. I tell him they all do it except state run which is obvious.
He didn't believe me. I faxed him today a quote I received, and it said exactly that on it.
How about you other BITOG folks?
Thanks, but talking private and not the exchange.All Marketplace plans must cover treatment for pre-existing medical conditions. No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started.
If you buy your policy through the (government) exchange the above is mandated. I retired at 55 years of age. I bought all my policies through the exchange until I reached Medicare age. They had to treat my pre -existing conditions.
Marketplace health plans cover pre-existing conditions | HealthCare.gov
Essential health benefits for pre-existing conditions are covered under all Marketplace plans.www.healthcare.gov
The exchange offers policies by companies that are private and publicly held-you can buy stock in many of these companies.Thanks, but talking private and not the exchange.
The conversation with the doc was that the private insurer PE policy is not allowed.The exchange offers policies by companies that are private and publicly held-you can buy stock in many of these companies.
Again-if you have a PE-why would you even consider a policy that excludes it-when you can buy one elsewhere (without a up charge for the PE)?
The OP would let an insurance company exclude a serious pre-existing condition (his heart) because he will not buy a policy from the exchange. So-basically risk financial ruin if he had a heart attack in the first 12 months of coverage.Listening to this poster is a serious health risk factor.
Again more drama. Nobody said such a thing. You just love to spin mistruths don't you?The OP would let an insurance company exclude a serious pre-existing condition (his heart) because he will not buy a policy from the exchange. So-basically risk financial ruin if he had a heart attack in the first 12 months of coverage.
That's is quite simply beyond belief.
Then you can extrapolate that if he can't pay-then the rest of us will eventually pickup the tab.
Again more drama. Nobody said such a thing. You just love to spin mistruths don't you?
You may as well be dead in the exchanges. Only two heart doctors in my area would take that exchange coverage and they were bad doctors in bad areas.
Been there done that.
The network is full of doctors who bailed and the exchange leaves them on the list to make people think they are an attractive alternative which they are not and that cheap insurance fleeces you come tax time.
Only a fool would buy anything that bases your cost solely on your income.
mis formatted
Do you actually know how many "Exchange plans" are offered in your state?If you pay a small amount for coverage (based on your income) there are monies paid that make up the differences. In my state-the exchange plans (and doctors) are the same that practice -what you call "private" as those on the exchange. There are numerous plans on the exchange-yes they may not take one-but they surly will take another one.
Certainly do...You really don't understand how things work. If you pay a small amount for coverage (based on your income) there are monies paid that make up the differences. In my state-the exchange plans (and doctors) are the same that practice -what you call "private" as those on the exchange. There are numerous plans on the exchange-yes they may not take one-but they surly will take another one.
Do you actually know how many "Exchange plans" are offered in your state?