I don’t doubt what you say about the practicality of a minivan for people hauling.
But one of the main reasons we went 4Runner was the traditional design - BOF construction with RWD and longitudinal-mount engine...
You did good either way John. Even if you decide you don't want/need the 4Runner some years down the road, it will still be worth a ton. Some of the driveline components should be easier to service given the BOF design. I know I dread changing the T-case oil on my 2019 Pathfinder. It's a royal pain laying on your back, scraping your arms all up giving it a reach-around w/ 2ft worth of socket extensions cobbled together.