Daughter got first car....daughter also had first car accident. :(

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Apr 18, 2005
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Easton, PA
I had a post all typed out how my in-laws happened upon a cherry of a used car.

2009 Subaru Outback A4 /165k

The guy was meticulous about maintenance, writing everything in paint marker under the hood. I never got to meet him as my in-laws were paying for the car and did all the talking. Alas that will be a different thread.

Needless to say my daughter is scared, horrified, and feel they will disown her. My wife was in the car at the time and feels equally. There was no cell phone involved and it was just a case of anxiety and jitters which my daughter takes meds for anyway. I am not mad and actually would have preferred if she just hit the garage door! 😅

She backed out of the driveway without incident w/ wife in the passenger seat. I was not home but was told she got rushed because she saw a car coming and put it in drive and without turning the wheel and thinking. Accelerated back into the driveway and well the rest is evident.

Subaru has suspension issues on the front passenger wheel as it now moves in the wheel well. Not really driveable. I am thinking bent control arm and maybe cracked knuckle at a minimum. The fender & bumper I am not worried about so much. It will be fixed out of pocket as the car has liability only.

Wife's Tiguan is pretty much all body work. Door skins and repaint it seems. However I am unsure how to proceed with insurance. The kid is listed as permit driver on our policy but we don't own the Subaru. It is owned by my in-laws as they purchased it. I added it too our policy today because we are not listed as drivers on their policy. This happened literally 1 hour after they dropped in off last night.

How would you guys handle this? The Tiguan needs to be fixed obviously but is still perfectly driveable. The Subaru is getting fixed out of pocket and it's liability only. I also don't want to ding her in-laws insurance for this.


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This is the perfect time to take the kid to the junkyard, find the replacement parts, and go to town on replacing them. You wont need much more than a basic 1/4 and 3/8 socket set with extensions. It should be a worthwhile adventure. The bumper can probably be cleaned up and not replaced. You will find the fender and doors without an issue.
 
That's why it's good to have a friend in the body shop business...

I had a similar experience. I picked up a pretty clean 2008 CR-V for my grand nieces (twins) when they got their licences. Fixed it up; AC compressor kit, tires, etc. Shipped it to Arlington, TX. Was totaled within a short time. Luckily my niece put full coverage on it.

Stuff happens. This could be a great lesson for your daughter. Driving can be dangerous; ya gotta be careful.
Good luck.
 
How did both sides of the Tiguan get damaged?

Maybe pay for everything out-of-pocket?
Wish I had a camera on the driveway for this reason. I assume she just road the rail sorta speak with regards of it going back to front.
 
This is the perfect time to take the kid to the junkyard, find the replacement parts, and go to town on replacing them. You wont need much more than a basic 1/4 and 3/8 socket set with extensions. It should be a worthwhile adventure. The bumper can probably be cleaned up and not replaced. You will find the fender and doors without an issue.
This was my idea except for the Tiguan. I'll never fine doors for a 2021 in the junkyard.
 
This is the perfect time to take the kid to the junkyard, find the replacement parts, and go to town on replacing them.
There is something to that. My daughter did a spin on the freeway (black ice probably) and left the road going backwards over a curb. She took out all 4 wheels. Three wheels bent and the tire flat on the 4th. She then proceeded to drive a block on 4 flat or nearly flat tires. We spent the morning at junkyards looking for replacement wheels and then the afternoon at the tire shop getting new tires installed.

Makes for a memorable experience.
 
Do you plan to try and fix it yourself? Would be a good chance for a father-daughter project. Take the wheel off and figure out what it broken/bent and get some new parts from Rock Auto.

That bumper and fender trim look like they are okay but you'll probably need a new fender. Get some color matched spray paint and do your own body work!
 
Do you plan to try and fix it yourself? Would be a good chance for a father-daughter project. Take the wheel off and figure out what it broken/bent and get some new parts from Rock Auto.

That bumper and fender trim look like they are okay but you'll probably need a new fender. Get some color matched spray paint and do your own body work!
This is the plan actually. The control arms are sacrificial stamped steel. I am 100% sure it folded.
 
That's a bummer. :( Just be glad all are ok--body work is vastly cheaper&easier than, well, body work. My daughter managed to flip a car but without injury.

Expensive mistake for sure, and one that might be hard for her to get past. Good luck.
 
Ouch, honestly I’m not sure what I would do about the insurance.
I think I would eat it. Having an accident on your daughter’s record will likely cost a lot more in the long run by the increased insurance premiums.

As far as her driving experience, how much time does she have behind the wheel?

When I first started teaching my daughter to drive, I did it during the weekends and only inside our subdivision.
Perhaps a big parking lot is the best for her to get started?
 
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