If a journal bearing has 0.002 inch clearance, then if the journal was perfectly centered in the bearing while rotating, it would have 0.001 inch of clearance around the entire circumference - 0.001 inch is 25.4 microns. Centering the journal is as much film thickness as that bearing could ever produce, and the higher the viscosity and the RPM, the more centered the journal inside the bearing wants to be.
But the point of this response is that if the viscosity is too low, which can be impacted by many factors and driving conditions, then the MOFT can get very low and even easily go to zero, which obviously causes more wear - film strengh (AF/AW) or not. So to believe that all journal bearings either "float or don't float regardless of viscosity" isn't really true. Obtaining "full bearing float" with a MOFT always well above zero is not always guaranteed the thinner the oil becomes.
Yes, the MOFT can go to zero from all kind of things, including the oil becoming too thin in use. That's why a bit more viscosity to achieve more MOFT headroom is the easy and no cost way to mitigate wear, and not to rely on the AF/AW tribofilm any more than necessary
The modern engines I've studied don't really have any tighter journal bearings than engines 50 years ago. A better way to migrate wear with a double-edged sword is by using a bit higher viscosity. All modern big name oils have a pretty good AF/AW package, so bumping the viscosity helps put a bit less stress on the film strength (AF/AW tribofilm) - it's really meant as the secondary wear migrator after viscosity. MOFT headroom never hurt anything but maybe a hair of fuel mileage. Some people (and CAFE) care more about that hair of fuel mileage, and others care more about wear protection.