You're sounding more mature than the norm. Older you probably is going to be thanking you repeatedly. Your CR-V might be aging out but mileage it should be good for at least another third more than it has. Good luck with the tough decisions.Looking at what to put my 2024 Roth contribution into, although I'm hesitant to drop it all in at once. Still want another car instead (older me will thank me in a couple decades though). Maybe I'll just put a bit in for now, and revisit in a month.