I am a licensed plumbing contractor. Lately, cash flow has been such a grind that I'm thinking of giving it up, or maybe just doing it part time. I'm going to be talking to a local plumbing contractor who is pretty successful today, to see if he wants me as a foreman, and if he can pay me what I need. Two general contractors promised me money this week, and both flaked. Now I'm going to be late on payroll and some bills. I can't live like this, and paying my guys late, even a couple of days, really bugs me. I've heard that business often fail because of under-capitalization. Well, that's where I am, and maybe I don't deserve to be in business, at least not full time. If I get a job doing commercial work (what I'm looking for), I'll most likely work from 6:30-3:00 or so, leaving some time to manage other projects. I also would do work that won't directly compete with my employer. I'm not insolvent, I've billed plenty of money that will eventually get here. But I can't take the uncertainty. All of these general contractors want me to be reliable and Johnny-on-the-spot. I can do that, but they have to hold up their end. They're not doing it. I've been in this trade for nearly 30 years, and I know it inside and out. But I didn't know it would be so painful, physically and mentally, to try to operate a business.