Texas sues GM for selling driving data to insurance comps

Not only that, they deceived customers into signing up for the connected services making them think not signing up will disable safety features and not disclosing the data collected will be sold.

So, if I say no to everything, not only will my data not be collected and sold, but I won't have annoying nanny features to turn off every time I start the vehicle?
Nope, the “safety features” they were referring to is the automatic 911 call during an event. That’s it. But the language they used made it seem like safety features will not work.
 
My two GM vehicles are off the grid, '79 Caddy and '92 Chevy, with no info to be accessed. Not sure what's being gathered from my '19 4Runner, but I'm sure I signed away my soul with the mountain of paperwork signed at purchase. Maybe next time I buy a vehicle, I'll whip out an NDA for the dealership to sign.
 
Why not? That information becomes a lot more valuable when it's vin specific.
Insures can't confirm who is actually driving based off historical data. What they can do is fine tune the driving behavior on per model basis. Take Hellcat vs Corvette owners as an example. Insures are always looking for ways to fine tune their risk/loss models.
 
Are only the unsafe drivers charged more, or all GM drivers of certain models? What if you buy a used car, from someone who drove unsafe, does that affect your premium now?
If you were manditold (forced) to accept it with your onstar or satellite radio pretty much anyone with gps got force enrolled.

Out of thousands of people this happened too I can’t find anyone that “saved money “ being in the program.

Pretty much universally you get your data from lexisnexis if your in there your insurance rates will be permanently increased for the rest of your life.
 
List of privacy request pages:

IMG_2811.webp
 
The only one that matters

https://consumer.risk.lexisnexis.com/request#

https://www.nytimes.com/2024/03/14/technology/gm-lexis-nexis-driving-data.html

Insures can't confirm who is actually driving based off historical data. What they can do is fine tune the driving behavior on per model basis. Take Hellcat vs Corvette owners as an example. Insures are always looking for ways to fine tune their risk/loss models.
And they don’t care, who ever has the policy on the car gets an increase, it’s very easy for them to figure out the who because cell phones (even Apple apps ) offer anonymous data including location information and paths that can be cross referenced to figure out who is there
 
If you were manditold (forced) to accept it with your onstar or satellite radio pretty much anyone with gps got force enrolled.

Out of thousands of people this happened too I can’t find anyone that “saved money “ being in the program.

Pretty much universally you get your data from lexisnexis if your in there your insurance rates will be permanently increased for the rest of your life.
Seems to be lots of opt outs being missed in the similar Toyota and Kia and and and articles - who knows what gets accepted during these setups when “dealer does dummies” setups on the lot …
 
And I suspect GM owners failed to read the fine print in their owners manual that GM was collecting data. The irony can't be lost on Texas with their darling Tesla which has been a rolling data collector connected to the internet for some time.
The article I read was that the dealers were accepting it prior to delivery.

Not sure how to square this - but if your not the one who said yes, then I don't think its right to say they didn't read the fine print - they weren't offered any to read.
 
Weren’t there people on EBay selling pictures of high demand items with a fine print that the items were not real?
I’m pretty sure most rational people would condemn such behavior and not excuse it because the buyer didn’t read the fine print.

Yet when corporations do it is all good and the fault is with the consumer.
 
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