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My outboard motor collects data. Came with a decal saying you bust the RPM limits and we wish you the best …
Texas sues GM for selling driving data to insurance comps
- Thread starter KrisZ
- Start date
I left for work at 0430 this morning for a 12 hour shift. Insurance companies, for better or worse, think of it as "OUI time" and charge accordingly. I don't need them making assumptions about me that are completely wrong.
We've seen with Progressive's Snapshot that they penalize hard braking. I'd rather brake than get into a wreck.
Hope this action hurts them an order of magnitude greater than any potential profits could have been.
We've seen with Progressive's Snapshot that they penalize hard braking. I'd rather brake than get into a wreck.
Hope this action hurts them an order of magnitude greater than any potential profits could have been.
I hope the states get together and crush these jokers. Just like they did with big Tabaco.
Sure, keep telling yourself you’re a good little and obeying boy and bad things happen to bad people that deserve it.
As the lawsuit mentions, they were sending something like 30-40 datapoints to the insurance companies, not just speed.
And the data used wasn’t like the trackers you can sign up with insurance companies where good driving behavior was rewarded and bad was punished, the insurance companies specifically only used the “bad” data points it to increase insurance rates. Of course the bad datapoints were all defined by them as well.
It’s quite amazing you don’t see anything wrong with companies colluding to screw their customers.
GM and its OnStar LLC subsidiary collected and sold driving data from more than 14 million vehicles and the data of more than 1.8 million Texas drivers.
The data were used by third-party companies to calculate a customer “driving score” based on factors the automaker had devised. Factors considered “bad” include late-night driving, driver and passenger seat-belt status, instances of sharp turns, hard braking, hard acceleration and driving over 80 miles per hour.
GM’s data sales began in 2015, the same year GM began using an array of hardware and software products in nearly all of its vehicles, according to the suit. These products can detect and transmit data such as seat-belt use, driving speed and engine running time.
The first data deal was in Oct. 2015, when GM entered into a contract with Verisk Analytics, which formulated driving scores based on the driving data, according to the suit, followed by a similar deal with UK-based Wejo Ltd in Dec. 2018.
The data sold to Wejo included customers’ “radio listening data” beginning in late 2022, according to the lawsuit. In early 2019, GM acquired a 35% stake in Wejo, which filed for bankruptcy in May 2023.
New Jersey-based Verisk signed similar data-sharing deals with Honda Motor and Hyundai, the South Korean automaker in 2017 and 2018, respectively.
A Verisk spokesman did not respond to a message seeking comment.
GM also signed data deals with LexisNexis Risk Solutions in Aug. 2019 and with Jacobs Engineering Group in Jan. 2024, according to the Texas lawsuit.
The data were used by third-party companies to calculate a customer “driving score” based on factors the automaker had devised. Factors considered “bad” include late-night driving, driver and passenger seat-belt status, instances of sharp turns, hard braking, hard acceleration and driving over 80 miles per hour.
GM’s data sales began in 2015, the same year GM began using an array of hardware and software products in nearly all of its vehicles, according to the suit. These products can detect and transmit data such as seat-belt use, driving speed and engine running time.
The first data deal was in Oct. 2015, when GM entered into a contract with Verisk Analytics, which formulated driving scores based on the driving data, according to the suit, followed by a similar deal with UK-based Wejo Ltd in Dec. 2018.
The data sold to Wejo included customers’ “radio listening data” beginning in late 2022, according to the lawsuit. In early 2019, GM acquired a 35% stake in Wejo, which filed for bankruptcy in May 2023.
New Jersey-based Verisk signed similar data-sharing deals with Honda Motor and Hyundai, the South Korean automaker in 2017 and 2018, respectively.
A Verisk spokesman did not respond to a message seeking comment.
GM also signed data deals with LexisNexis Risk Solutions in Aug. 2019 and with Jacobs Engineering Group in Jan. 2024, according to the Texas lawsuit.
Ah, the ole’ “that’s old news” idiom.
Respectfully, the novelty here is the Texas lawsuit.
In addition, most of the public at large don’t have total information awareness and many are still unaware (or don’t understand) their connected car is storing and sharing telemetry data. Hence, this information is new to them.
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Not when it voids your warranty - that’s where allot of this got started. People want to exceed what the OEM’s and local authorities set out for limits …
This is why we practice behavior based programs in the workforce …
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Reported
They hide the fact that buying their vehicle allows them to spy on you and then they hide it in a heap of lizard language known as a "user agreement" that's sometimes longer than mobydick.
One of the many reasons for me driving a 25 year old pickup and Nissan leaf cutoff from the world because it's enabled for now obsolete 3G.
Not surprised at all over this. But I'm not a fan. It's a bigger issue, which is privacy. We've given up so much freedom and privacy, I'm glad Texas is pushing back. This is big brother at its finest and it isn't even the government.
Does GM tell customers this up front? And I don't mean in tiny fine print in the back of the owner's manual. I mean full disclosure. And not buried in a pile of papers needing a signature at purchase, either.
btw, I am not a speeder. I've had no tickets in 25 years not because I haven't been caught, but rather because I have not sped more than 10mph over the speed limit. I've not wrecked, either. But I'm not at all a fan of my data being sold to anyone. And I've not seen any disclosure of this in my 2007 Vette's owner's manual, and I read it cover to cover. If I missed it, they hid it in fine print. But that's a 2007. Maybe this is more recent.
One more question...do the insurance companies disclose that customer's rates are raised because their data from their GM car was sold to their insurance company? Conversely, do they tell them they get a discount because of the same thing? Bet not. I see potential for many fouls here.
If one is too lazy or disinclined to read everything they will not get any sympathy from me.
I doubt the information provided is VIN specific.
Not only that, they deceived customers into signing up for the connected services making them think not signing up will disable safety features and not disclosing the data collected will be sold.
So, if I say no to everything, not only will my data not be collected and sold, but I won't have annoying nanny features to turn off every time I start the vehicle?
So, if I say no to everything, not only will my data not be collected and sold, but I won't have annoying nanny features to turn off every time I start the vehicle?
I just got my annual auto insurance renewal. $383.
Why not? That information becomes a lot more valuable when it's vin specific.
Are they planning on suing every other automaker as well?
Cell phones?
