I can only speak for my own opinion.
Natural gas is not "cheap" in infrastructure and they also explode (see San Bruno pipeline explosion) once in a while. The call 811 before you dig is a real thing and sometimes, not often, they dig into gas pipeline and would burn down the whole neighborhood.
Earthquake fire are probably mostly caused by gas leak after an earthquake, so there's a serious risk there. One time I smell gas around my neighbor's house and called PG&E, they send an emergency crew there within 6 hours and did a midnight shift digging up driveway and replacing the gas pipe, all the way till 3am with a crew of 4. Yeah natural gas is no joke either. Some older apartment building intentionally not pipe natural gas to the kitchen so the range is electric (that's before the induction days), and skip water heater in each unit and opt for landlord paid / central water heating. I suspect it has to do with risk and regulation.
The biggest problem with our grid in NorCal is actually the power line starting fire in the summer season. Sure it may not handle the load if everyone is charging EV but that's something they can build and plan around. If they shut down your whole town because your powerline will cause fire and they can't handle the risk (no bankruptcy, no insurance, no gov taking your risk for you), then the only thing they would do is to cut the whole town out.
Yeah, EV is the last of your worry, and as I mentioned before, EV1 proves that politics is flexible if the technology is not ready.