My independent agent switched my home and auto coverage last year. Auto insurance switched from Safeco to Progressive and I saved quite a bit(the Club Sport remained on Hagerty). Homeowners went from Safeco to Auto Owners(go figure) again at a significant savings.Actually the trick is to switch insurance companies. Safeco's rate is a little over 3,300 for a year, while Progressive is a little over 2,000. Coverages matched 100% so I don't know what the difference is, other than we're paying for somebody's house in the Hamptons. But no longer.