I never understood this whole mess of people getting their box repoed by snap on credit, especially if they are not the original purchaser. My understanding is that snap-on credit is an unsecured line of credit, meaning there is no collateral. Meaning they have no claim to the box no matter who owns it and the debt is between snap on credit and the person who took out the loan. its no different than if i took out an unsecured line of credit from a bank or credit union or used a credit card to buy a box and sold it, the creditor doesn't care about the box, they are going to go after me for the money.