Neighbor’s Cruze sounds awful. What is it?

Joined
Apr 7, 2010
Messages
1,396
Location
Atlanta
This noise is recent and happened instantly, not gradually. The engine gurgles and grumbles loudly. Sounds like an old Mercedes diesel. A high pitched ticking noise also accompanies the grumbling sound. The noise gets louder with rpm’s. This is not a knocking or a ticking noise. It is LOUD. looks like a 2014 Cruze.

Any ideas what it could be? Used to be a quiet running car.
 
Turbo? Maybe an unhappy accessory like AC clutch?
My car in N makes some pretty bad noises in a cold start below -10C. Trans is fine otherwise so I just drive it.
 
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