Further - there may be specific objectives, beyond a simple OCI extension, in choosing a “better” oil - and those objective are unique to my use case and conditions. I am choosing based on analysis, not emotion, and money does matter to me - but in the analysis, cost is more than the simple cost of the jug of oil.
There is the cost of failing to meet requirements. This one is huge. Engine damage is expensive.
There is the cost of not meeting cleanliness, or engine longevity, and that one is huge as well. Keeping a car on the road for a couple years longer through thoughtful maintenance saves a lot of money.
There is the cost of my time. An oil change might only take a couple of hours. But one 3 day trip for me at work can earn me more money than all the oil I have ever bought. Ever. So, add up a couple of oil changes that I don’t have to do - and the cost of oil become negligible. My time has value.
Finally, my latest car had a window sticker of $86,000.
I ain’t looking to save $5 on oil for that one. Volvo has very strict requirements, and most OTS 0W20 fails to meet requirements for that car. Only a fool would try and save $5 changing the oil on that car.