How many folks still use cash?

I never use cash, always a credit card...give me those rewards! I try to keep a few bucks on me to tip a valet or something, but I'm not too good about it.
 
Don't answer! It's a trap! @CharBaby might be a stick-up man!


Just joking folks.

I don't like to carry cash, but I don't like the way everything you use a card for is tracked by everyone = advertising directed at you, your social and health related habits recorded, blah blah blah.
Not a conspiracy theorist, just know what is actually linked to your cards.
 
You really should always have some cash on you - in small bills. The 7 year old kid selling lemonade at the end of his mom’s house driveway or the Brownie or school fundraiser selling cookies outside the grocery store will thank you. If you only have credit or debit cards what do you do, walk on pretending you did not see the kid? Tisk-tisk as my mom would have said.
The worse place to pay with a card is at a counter service restaurant. After swiping your card it presents you with the tipping option, even for carry out. All the while the cashier is staring at you while you look for the "No Tip" button. Get an error or hit the buttons out of sequence, and the cashier has to do it for you after asking your tip selection. One of the few places I pay cash.
 
You really should always have some cash on you - in small bills. The 7 year old kid selling lemonade at the end of his mom’s house driveway or the Brownie or school fundraiser selling cookies outside the grocery store will thank you. If you only have credit or debit cards what do you do, walk on pretending you did not see the kid? Tisk-tisk as my mom would have said.
You probably won't believe this but last summer there was a lemonade stand in Milwaukee where the kid had a Square reader.
 
I almost never do in day to day life. But i keep a 100 tucked in the sideways card pocket thing that in all my life I've never known the term for now that I think about it.
 
I have a neighbor who is a VP at a regional bank. He told me that for bank to sponsor an offsite ATM (meaning not located at the bank branch) that it has to generate at least 40k in fees annually to break even. I thought that was interesting since I for one never use an ATM to get cash that doesn't belong to my bank because of ATM access fees.
 
Using you bank card as a credit card should afford you the same protections as using a credit card because of the Visa or Mastercard insignia.

Putting my PIN in somewhere, absolutely not.
 
I have a large roll of 1’s wrapped in a single 100
When I had a paper route I did this too! Looked like a gangster. Usually the wrapper was a sawbuck.

Cash is good for buying beater cars on the weekends when the banks are closed. Some people get impulsive and are excited to unload something same-day. They may re-think that decision if they have to wait until the banks reopen.
 
Just don't be like the guy who buys a bunch of scratch offs and scratches them at the counter and proceeds to buy more with the proceeds. Thus holding up the line immensely. It's a vicious cycle until someone starts yelling at the bum...
That guy keeps the lights on at the gas station. The pumps break even.
 
I don't get around all that much anymore, but there are a lot of restaurants and taverns that don't take any plastic. I don't think I've seen an old school barbershop that does either.
 
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Paranoia strikes deep. :D
I'm not paranoid about not having a debit card, I've known people that have lost a few grand before because someone skimmed their debit card credentials and used the card for a bunch of transactions within the local area so the bank wouldn't give them their money back because they say that you probably did it, so then your only recourse would be to see if the local police even care enough if you file a police report to go around to places where the transactions occurred and get surveillance footage to prove that someone used your stolen credentials.
 
Debit cards don't have nearly the same protection as credit cards. And what the worry about your pin?
If they have the Visa or Mastercard logo they do. Happened to my father in law, all money was put back immediately.

If you use your pin, it’s now a debit transaction, not a credit transaction.
 
Paranoia strikes deep. :D
It's not paranoia when you know institutions/corporations do something, they admit they do something if one reads the small print, and you get the the feedback through targeted advertisement that should have not been public information.
I've also had identity theft by inside job at a major institution. The local police said they only take a report so one can give it to the IRS, Social Security, etc. when one reports it. The FBI had no interest, the IRS actually caught the perpetrators for tax fraud. Otherwise, only the bank was helpful as far as someone at a hotel used one of my credit card numbers.
 
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