Patman
Staff member
I’m the same way, I try to buy as much as I can on my CC because of the cash back and I pay it off every month so there is never any interest. The yearly fee is $120 but I end up getting back $40 to $50 every month in cash back so it’s worth it. This CC also includes free roadside assistance and free travel medical insurance too!I switched from cash to CC exclusively decades ago when I was encountering lines of shmoes buying scratch tickets and snacks when I was trying to do a fast splash and go during morning commute - or even that slow fill up and crawl on the way home.
Most everything I buy is on a cash back C.C. Gets paid off every month. Not an issue. Lunch out with friends every couple months requires cash.
Wife has her own fully segregated accounts and gets to do her own budgeting and "overspending" Lol.
