Some amount of cash as some vendors charge a lot of fees with credit or Paypal / Venmo / etc, like 5%. I think on average I use about $50 cash a month all else in credit card or other sort of electronic payments.
How many folks still use cash?
- Thread starter 53' Stude
- Start date
I do. I get a weekly allowance for lunch, tools,oil etc
I have to use everything with my business... except debit cards.
I absolutely refuse to take debit cards directly. Our customers can use all the major apps instead since there is no charge for the service (except with Paypal).
As for my personal purchases I tend to only buy the essentials. Most transactions are with credit cards because of the discounts and cash back. But if that ever changed, I would gladly go to cash and still do with yard sales. Outside of my work I really have no desire to shop for anything other than the basics.
I absolutely refuse to take debit cards directly. Our customers can use all the major apps instead since there is no charge for the service (except with Paypal).
As for my personal purchases I tend to only buy the essentials. Most transactions are with credit cards because of the discounts and cash back. But if that ever changed, I would gladly go to cash and still do with yard sales. Outside of my work I really have no desire to shop for anything other than the basics.
We keep some cash on hand in case the "big one" takes out the credit card system (electricity/internet/who knows what else). The man with a few $20 bills on hand will still be able to buy stuff.
We mostly use our credit card and pay the full balance every month (a practice known as free loading). So yes I'm a free loader.
We probably go through $100/month in cash.
We mostly use our credit card and pay the full balance every month (a practice known as free loading). So yes I'm a free loader.
We probably go through $100/month in cash.
I don't think I've had any cash in my pocket or wallet for over six months. Probably longer.
Apple Pay is good I agree. If our state was one with electronic driver's licenses I could almost dispense with carrying a wallet all together. Some stores (Menards for example) still only take physical cards.
I do. Frequently.
Just to buy these.
Just don't be like the guy who buys a bunch of scratch offs and scratches them at the counter and proceeds to buy more with the proceeds. Thus holding up the line immensely. It's a vicious cycle until someone starts yelling at the bum...
I never use cash. I get annoyed when I have to pay in cash. Half the reason I don't play the lottery is because I have to withdraw cash to pay for it. If a store or shop or whatever only takes cash, I go somewhere else.
When I do carry cash, it's the minimal amount necessary and going straight A-B to offload it. The way I see it, if I lose my wallet, or it gets stolen, with cash in it, then that cash is just gone. If it's all on the debit card, then I can just cut off the card and not lose money. When everything is in my account, I can more easily keep the balance in my head and have an easy app to check if I can't. With cash, I have no idea, and don't like having to sit down and count through it to see what I have.
When I do carry cash, it's the minimal amount necessary and going straight A-B to offload it. The way I see it, if I lose my wallet, or it gets stolen, with cash in it, then that cash is just gone. If it's all on the debit card, then I can just cut off the card and not lose money. When everything is in my account, I can more easily keep the balance in my head and have an easy app to check if I can't. With cash, I have no idea, and don't like having to sit down and count through it to see what I have.
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I rarely see Apple Pay at the stores I frequent. More online retailers accept Apple Pay these days though.
I also have a physical Apple Card for those instances. Now with the cash back going into their new savings account I can accrue 4.15% on that as well.
Tying a data/finance transmission company to my bank account is exactly what I want to do.
I use cash for lots of small purchases; a cash back credit card (CBCC ?) for the rest.
I use cash for lots of small purchases; a cash back credit card (CBCC ?) for the rest.
AutoMechanic
Site Donor 2025
I try to use it as much as I can. And always try to have some on me too. I can’t tell you how many times my family has been somewhere and the computers were down or the cards got declined and we had to use cash. We had one bank that was bad about refusing transactions when we were on vacation so we always had cash on us. Plus I have cash for the pawn shop and yard sales too. Cash is king and I believe it always will be. I hate to use cards.
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You really should always have some cash on you - in small bills. The 7 year old kid selling lemonade at the end of his mom’s house driveway or the Brownie or school fundraiser selling cookies outside the grocery store will thank you. If you only have credit or debit cards what do you do, walk on pretending you did not see the kid? Tisk-tisk as my mom would have said.
Yes
Even worse than my hatred for cash is my hatred for coins.
If I ever receive coins, I put them in the tray or throw them on the ground if a tray isn't available.
If I ever receive coins, I put them in the tray or throw them on the ground if a tray isn't available.
Preferred ? Never
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