What is the generally accepted way of handling an accidental incident of breakage or damage in a store? I was in a liquor store today and apparently someone accidentally knocked a bottle of wine on the floor, breaking it, while picking up another nearby bottle. The manager was telling this customer that he had to pay for it, and threatening to call the police if he did not get his money. I think the amount involved was around $15-20. Shouldn't the store have insurance to cover this kind of thing?