Biased Subaru owner here.
What's the competition? I tried to think about this before responding. Let's forget about the All Wheel Drive(awd) for now. Golf GTI, Mustang GT, Civic Type R are priced higher. Civic Si can be had for less than a WRX, but you get less even though we're ignoring the awd feature. The WRX has a twin scroll turbo and maximum torque(258 lb/ft) is achieved at 2,000 r.p.m. Plus, I have to mention that driving a manual transmission in your twenties is hardly a chore, and is certainly a skill that one can use years later whilst shopping for vintage cars since manual transmission cars are living on borrowed time.
I've owned 5 Subarus and they were all reliable and never left me stranded. There are hundreds of other models of cars from various manufacturers that have millions of owners who can claim the same thing. I know, just offering my opinion and experience.
A reliable SUV is a good idea, but they are not necessarily cheaper to purchase, maintain, or insure. People carriers are inevitable for most, why start early? Have some fun while the reflexes and eyesight are excellent.
What was the question again?