What to Pay vs MSRP for 2013 GMC Acadia Denali AW

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Originally Posted By: itguy08
Simple solution. She's paying for it, so let her buy what she likes. You only live once and you may as well enjoy your limited time on this Earth. For some it's a nice car all the time. For others, it's a nice house. For others it's a combination of both. And for some it's neither but another past time.

It all depends on your life and what you want out of it. Some have a family they want to leave a lot of $$. Some it's just themself or a spouse so having $0 at death is a priority. Some just want to spread it all around while they are alive.


the end of my last post on page 2 was pointing a finger towards exactly what your saying..
 
Originally Posted By: KrisZ
If she's dead set on this SUV, I would not try to talk her out of it, unless there was some major problem with it, which there is none.
I woul concentrate on getting the best deal possible, with maybe some extra warranty and that would be it.


BINGO!!

Now that we all had out fun; I'm getting ballpark of 18k for the trade in (it's prob just under 45k miles and clean; she's good about the oil changes at 3k (tried to get her to 5k, don't go there.).

What is the "very good" out the door price not including taxes for this MV??
 
Originally Posted By: BISCUT
Originally Posted By: KrisZ
If she's dead set on this SUV, I would not try to talk her out of it, unless there was some major problem with it, which there is none.
I woul concentrate on getting the best deal possible, with maybe some extra warranty and that would be it.


BINGO!!

Now that we all had out fun; I'm getting ballpark of 18k for the trade in (it's prob just under 45k miles and clean; she's good about the oil changes at 3k (tried to get her to 5k, don't go there.).

What is the "very good" out the door price not including taxes for this MV??


You've already gotten your answer...maybe you missed it:

"If you are talking about the actual sticker without dealer add-ons, the dealer acquisition should be around $39,200 depending on base to option ratio. They will insist on grossing about $4000, so that puts you at $43,200 less the $1500. Get the average trade-in on the present vehicle by averaging KBB, NADA & Edmunds. Deduct this figure from the $41,700 and walk away before you pay any more than that difference. Don't pay any extra fees or more than $75 for doc fee.
As an aside, that's way too much for any Acadia. You can buy an RX350 for that money."

The trade as you have described it, will be more like $16K if really clean. So you are looking at $25,700 difference for a good deal. They're going to try to hit you real hard with the doc fee and extended warranty prices though.
 
I always laugh when internet posters lecture another on finances. They preach as if it's going to make a difference.
 
Originally Posted By: BISCUT
I'm getting ballpark of 18k for the trade in (it's prob just under 45k miles and clean; she's good about the oil changes at 3k (tried to get her to 5k, don't go there.).


Is the new model THAT much better than something so relatively new? I thought that besides a slight refresh of the head and taillights, the vehicle was still the same as the older Acadia/Saturn equivalent.

5 years and 45k miles is barely broken in. I could see if it was 100k and the associated stigma with things pending breaking.
 
Originally Posted By: JHZR2
Originally Posted By: BISCUT
I'm getting ballpark of 18k for the trade in (it's prob just under 45k miles and clean; she's good about the oil changes at 3k (tried to get her to 5k, don't go there.).


Is the new model THAT much better than something so relatively new? I thought that besides a slight refresh of the head and taillights, the vehicle was still the same as the older Acadia/Saturn equivalent.

5 years and 45k miles is barely broken in. I could see if it was 100k and the associated stigma with things pending breaking.


Does not matter and was not the question
mad.gif
 
Originally Posted By: DuckRyder
Originally Posted By: JHZR2
Originally Posted By: BISCUT
I'm getting ballpark of 18k for the trade in (it's prob just under 45k miles and clean; she's good about the oil changes at 3k (tried to get her to 5k, don't go there.).


Is the new model THAT much better than something so relatively new? I thought that besides a slight refresh of the head and taillights, the vehicle was still the same as the older Acadia/Saturn equivalent.

5 years and 45k miles is barely broken in. I could see if it was 100k and the associated stigma with things pending breaking.


Does not matter and was not the question
mad.gif




+1!! Thank you.
 
Yes but it's part of the discussion. I'm sorry, the whole thing stinks of ridiculousness and "I deserve" culture. But whatever, she's set on a new car, OK, plenty of people are and replace fairly new vehicles with new ones. The question still holds - it's the same vehicle, right? This one seems like it is the same vehicle, forget brand, model, etc.

2007
2007_gmc_acadia_4dr-suv_slt-2_fq_oem_1_500.jpg


2013
2013_gmc_acadia_f34_12-ch-as_208125_500.jpg


So the practical difference is 45k miles and maybe a denali package. Actually, it is re-using a defunct body style of the 2006-9 Saturn Outlook.

280px-Saturn_Outlook_--_03-24-2012.JPG


Which Ill admit, along with the acadia has good lines.

She can do what she wants as long as tax dollars aren't "bailing" her out. Doesn't mean the question isn't valid to the overall discussion.
 
This late in the model year I'd start with invoice price and all rebates and a reasonable price for your trade. I'd imagine they will be or are competing with the 2014s at this point so they will want to sell it.

As far as the financial "advice". People need to learn that what makes hem happy may not make others happy. As long as we (the collective we) are not paying for this and the individual is OK with their financial poistion we should not care.
 
I would also strongly advise you to not try to change her mind about the car, if you talk her into something else and she decides she doesn't like it or it is a problem child it will be your fault.

Any one can make a dud and Acura certainly can, there was a 2014 MDX parked out back of the hotel a few nights ago, I'd rather have the Acadia.

As far as price, as already mentioned TrueCar.com and Edmunds.com will give you an idea of what a decent price is. Trade throws a bit of a curve ball in since there is room for funny business, but when trading for the same brand you can always pull the "well if it has lost that much value, I guess I sure should not buy another one" if they try to lowball you.
 
Originally Posted By: JHZR2
Yes but it's part of the discussion. I'm sorry, the whole thing stinks of ridiculousness and "I deserve" culture. But whatever, she's set on a new car, OK, plenty of people are and replace fairly new vehicles with new ones. The question still holds - it's the same vehicle, right? This one seems like it is the same vehicle, forget brand, model, etc.

2007
2007_gmc_acadia_4dr-suv_slt-2_fq_oem_1_500.jpg


2013
2013_gmc_acadia_f34_12-ch-as_208125_500.jpg


So the practical difference is 45k miles and maybe a denali package. Actually, it is re-using a defunct body style of the 2006-9 Saturn Outlook.

280px-Saturn_Outlook_--_03-24-2012.JPG


Which Ill admit, along with the acadia has good lines.

She can do what she wants as long as tax dollars aren't "bailing" her out. Doesn't mean the question isn't valid to the overall discussion.


The post was asking to find the right price point. To say the whole thing is ridiculous and part of the "deserve" culture is one asinine and second way out of line. The dollars to pay for this aren't mine and aren't yours; they are HER dollars that she earned. There is no Obama Bucks paying for this car. You presuppose she is some selfish whiner and someone is paying her bill when that is not the case at all.

Frankly you Sir, are a car Nazi! She is free to buy whatever she wants even if you have decided she's being selfish. Hope you do realize, every car out there at some point was purchased as NEW! Acadi's not my choice but she loves them and it's her dollars.
 
The new Acadia is light years removed from an 07 in features and efficiency. Almost not comparable at all.

Agreed totally that if it is HER money then she gets what SHE wants!
 
Originally Posted By: JHZR2
Originally Posted By: BISCUT
I'm with you boys!! I figured it would be a 42k kinda car. I'm making her take a 2014 Acura MDX for a spin! Gotta try. I want her to check Armada but I dont think she will.

Loooong time girl of mine like best friend type but she's stubborn on this one! She can swing the $650-700 month for it. But I feel its a waste for GMC.


Seriously youre financing a $50k car you cannot afford? I feel sorry for your finances.

IMO she should be in a $1000 beater saving CASH to buy a car she can afford, not trying to jeep up with the joneses. Once the savings pattern is correct and in alignment with a well thought out budget, then go for whatever you like.

But being stubborn to wring out a $6-700 payment sounds like disaster to me. The "I deserve" disease.

Originally Posted By: 901Memphis
Rich folk need oil advice too...and other advice for that matter! Must be one heck of a girl to deserve her own 50k vehicle.


Except that paying $600/month on a car loan because you cant afford to buy the car just makes one pretend that they are rich. Poor people determine what they can buy based upon what they can afford on payments. I suspect that the "deserve" part of it is driving other areas in the hole, like home ownership and retirement. Hopefully Im wrong, but it is the norm, unfortunately.

Originally Posted By: Pop_Rivit

But if it's someone who values the "experience" of a new car every couple years rather than a sound financial future, then it's an outstanding way to make others wealthy off their money.



From another thread but my sentiments exactly... I suspect that the car was bought on a 60 month note, and now that the 07 is paid for, she has "the itch".


You have one missing aspect to your entire "analysis". You have no idea what her take home pay is. Some folks have a high income yet still take on payment for vehicles.

Two friends of mine make 350k+ and 450k USD/year+ respectively estimated a profession averages. Interestingly enough they have a car payment on Acura TL and RL320 cdi. They definitely make a good amount of money but at the same spend it too.


My wife even with us having cash in bank to cover it, took on a $8k loan at 1.9% for 5years on our used vehicle. She likes having cash on hand for emergencies and said we would not even notice the payment pulled out of her paycheck.
 
Originally Posted By: rjundi

My wife even with us having cash in bank to cover it, took on a $8k loan at 1.9% for 5years on our used vehicle. She likes having cash on hand for emergencies and said we would not even notice the payment pulled out of her paycheck.


Bingo! I'd rather pay for the car over time and have the $30k in the bank/market/etc in case the roof needs replacing, the heat/AC dies, something happens around the house, etc. That makes sense especially since they are practically giving away auto financing.

And before the lectures start, 10% goes to 401k, 5% to ESOP, we pay extra on the house, and I'm on track to pay off my car in 4 years at the end of this year. Plan to retire @ 59.5 and enjoy life.

There's nothing wrong with wanting a new car if you can afford it. And affording it doesn't necessarily mean paying cash either. It all depends what your end game is.
 
Originally Posted By: BISCUT
Originally Posted By: JHZR2
Yes but it's part of the discussion. I'm sorry, the whole thing stinks of ridiculousness and "I deserve" culture. But whatever, she's set on a new car, OK, plenty of people are and replace fairly new vehicles with new ones. The question still holds - it's the same vehicle, right? This one seems like it is the same vehicle, forget brand, model, etc.

2007
2007_gmc_acadia_4dr-suv_slt-2_fq_oem_1_500.jpg


2013
2013_gmc_acadia_f34_12-ch-as_208125_500.jpg


So the practical difference is 45k miles and maybe a denali package. Actually, it is re-using a defunct body style of the 2006-9 Saturn Outlook.

280px-Saturn_Outlook_--_03-24-2012.JPG


Which Ill admit, along with the acadia has good lines.

She can do what she wants as long as tax dollars aren't "bailing" her out. Doesn't mean the question isn't valid to the overall discussion.


The post was asking to find the right price point. To say the whole thing is ridiculous and part of the "deserve" culture is one asinine and second way out of line. The dollars to pay for this aren't mine and aren't yours; they are HER dollars that she earned. There is no Obama Bucks paying for this car. You presuppose she is some selfish whiner and someone is paying her bill when that is not the case at all.

Frankly you Sir, are a car Nazi! She is free to buy whatever she wants even if you have decided she's being selfish. Hope you do realize, every car out there at some point was purchased as NEW! Acadi's not my choice but she loves them and it's her dollars.


As I said, plenty of people buy new cars and dump them early and replace them with new ones. That's on her, especially dumping a car with 45k. I asked a simple question about how similar or different they were. They sure look the same, same platform, just took the Saturn sheet metal and put it on the vehicle.

Originally Posted By: SteveSRT8
The new Acadia is light years removed from an 07 in features and efficiency. Almost not comparable at all.



Have a basis for that? EPA shows city mpg unchanged and highway only one mpg higher... 18/22 vs 18/23.

Quote:
The Acadia received some updates last year, and this year, it gains new safety options such as lane departure warning, forward collision alert and blind spot warning systems. Aside from these updates, the Acadia hasn’t changed much since its 2007 debut. As a result, this review uses applicable research and reviews from 2007 through 2014.


http://usnews.rankingsandreviews.com/cars-trucks/GMC_Acadia/

Weve decided to go minivan for utility and economy, but the Acadia and suburban were our short list for buying when we were still eyeing SUVs. I've personally always liked the lines. The situation just seems so funny, as it is the absolute worst car swap decision you can make. I get it, it's her decision, her money. But it's still the mathematical worst point. Despite all the anecdotes of people making $400k or whatever and doing this, the reality is that most of the country is broke and decisions like this make them so. Hopefully it isn't her, and even if it is, right, none of my business. Still strikes me as an odd change up for essentially the same vehicle, when the original wasn't even high mileage.
 
When I bought my Subaru they gave me 4 years of 0% financing. I would be stupid not to finance it. That being said, car dealers are usually pretty desperate to sell cars. I don't think I'll ever buy another new car without 0% financing.
 
Biscut,

If you're a member of Costco, you may want to consider their car buying program. Just go to their website and start from there buddy.
 
Originally Posted By: satinsilver
Biscut,

If you're a member of Costco, you may want to consider their car buying program. Just go to their website and start from there buddy.


Good point. Not sure who has had experiences with that service.

Does the 2% executive membership apply to vehicle purchases too?

Similar for the truecar database and pricing, which implies around $46-47k

http://www.truecar.com/prices-new/gmc/acadia-pricing/2014/79142C2A/
 
Originally Posted By: JHZR2
Good point. Not sure who has had experiences with that service.


My neighbor bought a car this way along with several guys on another car forum I'm on. They were all happy with the discount they received and one car was re-routed from the factory while in transit to a closer dealer. My neighbor bought a loaded Civic sedan, ex-l navi MT. So basically a Civic with every option but with a MT. He probably should have just bought a SI sedan since they only come in MT and are loaded for a Civic.

The best pricing seems to come from vehicle specific forums and pricing threads. Try www.autoguide.com to find an Acadia forum with a pricing thread. There should be some posts about Denali pricing on there.
 
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