What are you doing right now?

That's the whole point. It's not convenient to go to so I don't use it for daily expenses, just savings and low rate loans.
You can always use them online though, which might mean no saving for some people. Can't see having multiple banks and credit unions. There's no benefit if you have one good CU and one good bank.
I might end up dropping the one CU that merged with my credit union that I had been a part of since my parents started my account as a baby. When the merger happened everything went downhill and now it’s all about the money instead of helping members like credit unions are supposed too. I’ll keep my credit card there since it’s only 3% interest.
 
Blacking out the rear plate
Spitting out....

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