Ah, just did some predictions for income, retirement and mortgage payoff. If that's not a downer for the day I don't know what is. On one hand, I'm probably ahead of 80% of Americans. OTOH that wasn't much of a bar to pass.
But on the plus side I finally ran some numbers on what I need to pay extra so as to get rid of the mortgage, ran a couple scenarios, have a better set of numbers to keep in mind as I think about 5, 10, 15, 20 year plans. So there's that.