Unfortunately you were sold snake oil and because you paid good money for it, you feel it provides some benefits and want to "protect" your investment. The fact that is has worn off so much just after one year proves its a bad product and will not provide any rust protection.
Also, I don't think any oil rust proofing product will cause this rubberized coating to lift, at least I have not seen it with my vehicles. My old Mazda 3 came in sprayed with something either from the factory or by the dealer and that thing was not impacted by any of the rustproofing oils I have used over the 14 years I owned it and I used several types.
I would not worry about it lifting. Even if it does, oil type rustproofing will creep into these places anyways. That's its major advantage.
Also, I don't think any oil rust proofing product will cause this rubberized coating to lift, at least I have not seen it with my vehicles. My old Mazda 3 came in sprayed with something either from the factory or by the dealer and that thing was not impacted by any of the rustproofing oils I have used over the 14 years I owned it and I used several types.
I would not worry about it lifting. Even if it does, oil type rustproofing will creep into these places anyways. That's its major advantage.