100% agreed
Retiring early... Geographic arbitrage
- Thread starter Vil_Riker
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Really? It would be more accurate to say that your direct out of pocket cost was $40 etc etc etc. It is not a conspiracy, BTW, it is simple economics that most miss.
Sorry to hear about your issues though.
Who paid for the other $5000 the hospital charged for the 3 specialist for 2 hours?
I did, in my life long contribution to the medicare system. Please dont take this too personal but maybe personal enough. As misinformation and innuendo that you posted drives me crazy and why the internet is so full of ____ because people read posts like yours and it takes on a false "truth"
I just dont understand why Americans trash their health care system, people who do not take care of themselves cost the system far more than anything.
The $5000 in charges that you insinuated was less then $600 for 3 specialists and the use of the hospitals cancer clinic specific to my cancer
I of course left my name off but here is my insurance statement.
I paid $40 it shows only $10 because I paid $30 online before the appointment. First charge is the hospital at $275 with a true cost of $104.91. the next 3 are the doctors. Dont take anything I wrote personally, it's just the internet age is killing us with false information.
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Isn't there some Latin phrase about that?
Had a friend with a very rare case of a certain Leukemia. They were sent to the Huntsman Cancer Center here in Utah. I'm sure you have heard of that facility-world class. They had nothing but good things to say. She had a team of a half dozen doctors. In the end she couldn't be saved.
But yea-everyone knocks the medical community....until you really need it.
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Because our medical is now from my wife and school district, it’s similar. If I had a hip replacement, it would be $40. The hospital stay, my understanding, is $100 I think up to 3 days. $0 deductible. This is PA. NJ is even better, $15 instead of $40.
This is the truth. Even with great medical, ie $0 deductible? I used the doctor 3x ($20 copay each) and Labcorp 2x. We didn’t use it unnecessarily in any way. That’s why I feel employers at times hide behind this veil where employees must pay more not them. It used to be more common that employers foot 90%, and deductibles were $100/$250/$500 with 90/10. One day, the HSA and HRA were invented (around 2014).
To me, the HSA teaches employees not to use the medical and we’ll give you a minimal amount that y out can keep when we fire you. My bro has like $40k now? But that’s nothing if he actually needed it. People skip routine care as they “feel” the $180 appointment. Even with kids. They hesitate rather than go when sick.
P.s. sorry to stray from the retirement topic.
Some good thoughts came about from the age discussion. I’m 58 btw.
i am not talking about what you pay, or your medical plan .....i am talking about the cost.
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That is not known. One of our friends in a northern NJ hospital says they have 3 sets of books (as if there are 3 possible paths a hurricane can take), which seemed to be the Sopranos way. Does anyone believe there’s such a thing as a shot, or hip replacement, both costing $42,000? There are, in the books.
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Not calling you a liar. But post like yours without details leaves many questions. Just like car insurance threads- too many variables to have a meaningful dusussion.
That is because the people voted for national healthcare restrictions. You lost the right to pick a plan that worked for you instead you have to get a standardized government mandated health plan that covers the entire population even if you would like to eliminate some things from that plan that you would never need care for you no longer have that right.
But the people voted for it, however, if you are paying $30,000 that is only because you can afford it. Someone with a little to no income in the same health insurance will not have to pay a premium.
I know a neurosurgeon. He makes about 800k per year. That does not come from nowhere.
Good news for the surgeon that’s the great thing about being in a free country, he is free to make as much money as he can, just like any of us.
Being a doctor doesn’t mean you have to submit to servitude. That is North Korea material if he did.
If that pay was true, everybody should just become what he does and everybody will make $800,000 a year
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No. But the salary sounds low. Maybe just done with his/her residency.
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I think salary and height are two big things men fib about. Anyway, doctors are real people. Most of them have very stable and decent lives. But they are ordinary people. My doctor complained she paid $98 to ship a package at UPS, and they lost it. Never hit the ups system (she took a pic of the label).
I didn’t want to say you should create an online account it would be half, and even if they didn’t offer you should have asked for a receipt. Said the package was worth less than the shipping but she was annoyed just like you and me.
I for one consider doctors very above average intelligence no different than engineers. I think there was a point earlier in the thread that said they are not able to simply treat patients as they were trained. Insurance does have a say in it…
I lost a friend to sudden cardiac death, most likely from cardiac sarcoidosis. He was around 59-60.
Fortunately he left her a good portfolio, so she is ok. You never know.
I salute him. I WANT a neurosurgeon to make 800K. Would you want someone doing your brain surgery if they were making $100K?
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If you can afford him/her...
We actually have an acute shortage of many specialties. Which is driving up the costs and there have already been 7 hospital closures in the US in the first 2 months of the year.
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The biggest issue with Thailand is double taxation. Most of the income from the US is exempt from double taxation (you claim foreign tax credit on your 1040) but in my case, a large chunk of income will be double taxed.
So tax residency in Thailand is out of question. Only a handful of countries will not require you to pay income tax if you stay there for more than 180 days per year. There are loopholes but who wants to deal with filing taxes in the US and in some other country. So it's either nomadic life or living in Malaysia or Vietnam.
The Philippines is out of question, unfortunately. They will probably become a second Ukraine in a couple of years.
I can see your concern about the Philippines. From what I understand after being there, we have assets there that are not talked about.
No foreign country unless they want to go to war with us would interfere as they would be attacking the United States as well.
Never mind the fact that both Russia and China know how close we are with them.
Heck, the largest World War II American cemetery is in the Philippines as well. That’s how close we are.
It’s an amazing place. Look up BGC.
Ukraine was a nothing to us the Philippines is part of our history. Filipino soldiers and American soldiers fought hand-in-hand together.
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