Retired 2.5 years now, life’s good, all our ducks are in a row. Except ****, my kidneys are in poor shape (autoimmune disorder). At age 61 I’m hoping for an active next few years, not counting on it.
My point, for younger viewers of this thread, is that unless you’re loving your career, save judiciously so you can retire when you want to, not when you have to.
Yep. Good advice.
I am 61.
At 59, a medical event made me ineligible to work. Happened when I was skiing in Colorado. I was fine from every perspective except one - that of the FAA. The next couple of years, I spent a lot of time skiing, working out, pursing hobbies, spending time with family, all after the event, and I don’t care to discuss the details, but the point you make is the one I would make.
My career was taken away from me, by a completely unanticipated medical condition (hereditary, auto-immune) when I was 59. For nearly two years, I was not sure if I would ever work again.
But because of investment and planning that took place decades prior, we were OK. My wife retired from her job while I was on disability. We didn’t need her income. We lived our lives as we had been. No change.
I just went back to work in October. Not because I needed to, but because I wanted to. I like, check that, love, what I do and I am happy to be back. I work because I choose to, not because I need to, and that, my friends, is freedom.
No amount of diet, exercise, avoidance, or prep could have changed this condition that happened to me. It might help to know that I was a varsity athlete in college, in two sports, and a Navy fighter pilot. I had a strong physical/athletic background, and the most rigorous medical oversight on the planet. I’ve stayed in shape. I have worn the same size jeans since 1984, for example.
Still happened.
For the younger viewers, I would add - you can not know when your day will come - that day when you become unable to work. It will happen. Better to plan for it to happen early and be wrong, than the opposite, when you are up the creek, with no paddle. No options.